Now that you’ve had a glimpse at our process for bringing in new investments, it is time to look at a more continuous investing responsibility of our firm: managing our current portfolios. This involves using the various investing actions that can be taken to continuously update and tweak our current holdings. This helps to ensure that our models reflect the current markets and maintain our goal of outperformance. Let’s take a look at these options:

How an individual or advisor conducts an analysis for a potential investment is one of the largest contributors to the long-term success of that particular investment. If someone has a well thought out analysis process, the odds of investing success could greatly increase.

In this next section of our investing series, we will be examining the philosophy side of investing. There are essentially two schools of thought: fundamental and technical. These two approaches to investing are often placed on opposite ends of the spectrum, but most investors fall somewhere in between the two schools. Let’s dive in!

In this series, Creekmur Wealth wants to give you a better understanding of how we go about investing for our clients: what our thought process is, what tools we use, and, what our options are for your products. But first, allow us to introduce ourselves to those of you who do not know us yet.

Not making a move may not always be the best move to make.

A decision not made may have financial consequences. Sometimes, we fall prey to a kind of money paralysis, in which financial indecision is regarded as a form of “safety.”

Don't let procrastination keep you from pursuing your financial goals.

When was the last time you looked at the content of your portfolio?

From time to time, it is a good idea to review how your portfolio assets are allocated – how they are divided among asset classes.

If anything happens to you, your family has someone to consult.

If you weren’t around, what would happen to your investments? In many families, one person handles investment decisions, and spouses or children have little comprehension of what happens each week, month, or year with a portfolio.

Certain financial & lifestyle choices may lead you toward a better future.

Some retirees succeed at realizing the life they want; others don’t. Fate aside, it isn’t merely a matter of stock market performance or investment selection that makes the difference. There are certain dos and don’ts – some less apparent than others – that tend to encourage retirement happiness and comfort.

Examining the potential differences between assumption and reality.

Financially speaking, retirement might differ from your expectations. Just as few weathercasters can accurately predict a month’s worth of temperatures and storms, few retirees find their financial futures playing out as precisely as they assumed. Because of this, some common financial assumptions (and anxieties) about retirement are worth examining.