---
title: Creekmur Wealth Advisors | long term objectives
description: long term objectives | We help create true wealth and retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do.
---

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## Educate, Encourage, Empower

## [Countdown to College - How to Prepare During Each Year of High School](https://blog.creekmurwealth.com/blog/countdowntocollege)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 9:00 AM on August 24, 2021

[![](https://blog.creekmurwealth.com/hubfs/social-suggested-images/Blog_Header_SaveMoneyTips_1500x785.jpg)](https://blog.creekmurwealth.com/blog/countdowntocollege)

## *Best ways to prepare for college during each year of high school.*

As a parent, of course you want to give your child the best opportunity for future success, and for many, attending college is part of that opportunity. *If you have a high school student, it's time to start preparing them for their college years.* Ideally, you have been saving funds to pay for education, but, if not, now if the time to begin serious planning for how your family plans to cover college costs. Today, the average college graduate owes $37,731 in debt, while the average salary for a recent graduate is $49,785.1  

[Read More](https://blog.creekmurwealth.com/blog/countdowntocollege)

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 Topics: [College Planning](https://blog.creekmurwealth.com/blog/tag/college-planning), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives)

## [Do Our Biases Affect Our Financial Choices?](https://blog.creekmurwealth.com/blog/doourbiasesaffectourfinancialchoices)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 9:15 AM on January 21, 2021

[![](https://blog.creekmurwealth.com/hubfs/Fact%20and%20bias%20scale%20cs85062098.jpg)](https://blog.creekmurwealth.com/blog/doourbiasesaffectourfinancialchoices)

## *Even the most seasoned investors are prone to their influence.*

Investors are routinely warned about allowing their emotions to influence their decisions. However, they are less routinely cautioned about their preconceptions and biases that may color their financial choices.

In a battle between the facts & biases, our biases may win. If we acknowledge this tendency, we may be able to avoid some unexamined choices when it comes to personal finance. It may actually "pay" to recognize blind spots and biases with investing. Here are some common examples of bias creeping into our financial lives.  

[Read More](https://blog.creekmurwealth.com/blog/doourbiasesaffectourfinancialchoices)

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 Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [Building a Healthy Financial Foundation](https://blog.creekmurwealth.com/blog/buildingahealthfinancialfoundation)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 7:30 AM on January 7, 2021

[![](https://blog.creekmurwealth.com/hubfs/House%20of%20Dollarbills%20%20white%20background%20cs9545198.jpg)](https://blog.creekmurwealth.com/blog/buildingahealthfinancialfoundation)

## *How many pieces do you have in place?*

When you read about money matters, you will sometimes see the phrase, “getting your financial house in order.” What exactly does that mean?

When your financial “house is in order,” it means it is built on a solid foundation. It means that you have six fundamental “pillars” in place that are either crucial for sustaining your financial well-being or creating wealth.   

[Read More](https://blog.creekmurwealth.com/blog/buildingahealthfinancialfoundation)

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 Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [Retirement Blindspots](https://blog.creekmurwealth.com/blog/retirementblindspots)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 3:41 PM on December 17, 2020

[![](https://blog.creekmurwealth.com/hubfs/Rearview%20mirror%20cs73350739.jpg)](https://blog.creekmurwealth.com/blog/retirementblindspots)

## *Some life and financial factors that can sometimes be overlooked.*

We all have our “blue sky” visions of the way retirement should be, yet our futures may unfold in ways we do not predict. So, as you think about your “second act,” you may want to consider some life and financial factors that can suddenly arise.

**You may end up retiring earlier than you expect.** If you leave the workforce at “full” retirement age (FRA), which is 67 for those born in 1960 and later, you may be eligible to claim “full” Social Security benefits. Working until 67 may be worthwhile because it will reduce your monthly Social Security benefits if you claim them between age 62 and your FRA.1   

[Read More](https://blog.creekmurwealth.com/blog/retirementblindspots)

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 Topics: [Aging](https://blog.creekmurwealth.com/blog/tag/aging), [Claiming Social Security](https://blog.creekmurwealth.com/blog/tag/claiming-social-security), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [Weekly Flash Briefing 07/07/2020](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020)

 Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 11:07 AM on July 7, 2020

[![](https://blog.creekmurwealth.com/hubfs/canstockphoto79754978.jpg)](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020)

### *3 Lessons Learned from a Crazy Year!*

As I was watching fireworks over the weekend, I got to thinking about how much we have already experienced so far in 2020. The list of events is truly incredibly to review, in part because many of these events would have been massive in any random year and I had almost forgot that some of these things had even happened [(here is a complete list of the items that occurred through just April!)](https://www.insider.com/shocking-things-that-have-happened-this-year-100-days-2020-4#january-8-prince-harry-and-meghan-markle-announce-they-are-stepping-down-from-their-duties-as-senior-royals-in-buckingham-palace-4):

[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020)

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 Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Lessons Learned](https://blog.creekmurwealth.com/blog/tag/lessons-learned)

## [Weekly Flash Briefing 06/30/2020](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-)

 Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 4:25 PM on June 30, 2020

[![](https://blog.creekmurwealth.com/hubfs/Retirement%20compass.jpg)](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-)

### *How to Navigate your Employer Sponsored Retirement plan*

**"My employer provides a Retirement Plan (401(k), 403(b), 457, SIMPLE IRA, etc.), but I don't understand it at all!"**

[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-)

 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-#comments-listing)

 Topics: [401k](https://blog.creekmurwealth.com/blog/tag/401k), [403(b)](https://blog.creekmurwealth.com/blog/tag/403b), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Roth 401k vs 401k](https://blog.creekmurwealth.com/blog/tag/roth-401k-vs-401k), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing)

## [Weekly Flash Briefing 06/09/2020](https://blog.creekmurwealth.com/blog/flash-briefing-june-09-2020)

 Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 3:01 PM on June 9, 2020

## *![Inside scoop](https://blog.creekmurwealth.com/hs-fs/hubfs/Inside%20scoop.jpg?width=567&name=Inside%20scoop.jpg)*

### *Does Investor Behavior Impact the Stock Market?*

Earning and then saving enough funds to invest is the first & most difficult step to growing wealth & achieving your financial goals. But, after investing your hard-earned money, it is crucial to  continue learning how your actions and emotions effect your potential returns. Over the years of working with individual investors we have found that emotions and biases can cloud one’s ability to make well-balanced investment decisions. In recent months we have seen the impact of emotion driven decisions, rather than thoughtful, goals-based decisions. With that in mind here are two "rules" that we would encourage you to follow with your investment decisions.

[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-june-09-2020)

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 Topics: [Why is my portfolio not performing?](https://blog.creekmurwealth.com/blog/tag/why-is-my-portfolio-not-performing), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Stock Market](https://blog.creekmurwealth.com/blog/tag/stock-market)

## [Annual Financial To-Do List](https://blog.creekmurwealth.com/blog/annual-financial-to-do-list)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 1:17 PM on December 12, 2019

![New_Year_2020_4-08](https://blog.creekmurwealth.com/hs-fs/hubfs/New_Year_2020_4-08.jpg?width=1200&name=New_Year_2020_4-08.jpg)

## *Things you can do for your future as the year unfolds.*

What financial, business, or life priorities do you need to address for the coming year? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing your taxes. You have plenty of choices. Here are a few ideas to consider:

[Read More](https://blog.creekmurwealth.com/blog/annual-financial-to-do-list)

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 Topics: [Budgeting](https://blog.creekmurwealth.com/blog/tag/budgeting), [Build True Wealth](https://blog.creekmurwealth.com/blog/tag/build-true-wealth), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Goals](https://blog.creekmurwealth.com/blog/tag/goals), [Investing](https://blog.creekmurwealth.com/blog/tag/investing), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [RMD](https://blog.creekmurwealth.com/blog/tag/rmd), [RMDs](https://blog.creekmurwealth.com/blog/tag/rmds), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Stay focused on objectives](https://blog.creekmurwealth.com/blog/tag/stay-focused-on-objectives)

## [Tolerate the Turbulence](https://blog.creekmurwealth.com/blog/2018/10/23/tolerate-the-turbulence)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 11:26 AM on October 23, 2018

## *Look beyond this moment and stay focused on your long-term objectives.*

 

[Read More](https://blog.creekmurwealth.com/blog/2018/10/23/tolerate-the-turbulence)

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 Topics: [bull market](https://blog.creekmurwealth.com/blog/tag/bull-market), [Uncategorized](https://blog.creekmurwealth.com/blog/tag/uncategorized), [Wall Street Shocks](https://blog.creekmurwealth.com/blog/tag/wall-street-shocks), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Market turbulence](https://blog.creekmurwealth.com/blog/tag/market-turbulence), [market volatility](https://blog.creekmurwealth.com/blog/tag/market-volatility), [Stay focused on objectives](https://blog.creekmurwealth.com/blog/tag/stay-focused-on-objectives), [tolerating risk](https://blog.creekmurwealth.com/blog/tag/tolerating-risk)

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- [Estate Plan (1)](https://blog.creekmurwealth.com/blog/tag/estate-plan)
- [FAFSA app (1)](https://blog.creekmurwealth.com/blog/tag/fafsa-app)
- [FAFSA apply by phone (1)](https://blog.creekmurwealth.com/blog/tag/fafsa-apply-by-phone)
- [Family Legacy (1)](https://blog.creekmurwealth.com/blog/tag/family-legacy)
- [Filling out FAFSA (1)](https://blog.creekmurwealth.com/blog/tag/filling-out-fafsa)
- [Financial Elder abuse (1)](https://blog.creekmurwealth.com/blog/tag/financial-elder-abuse)
- [Financial Scams (1)](https://blog.creekmurwealth.com/blog/tag/financial-scams)
- [Financially Skeptical (1)](https://blog.creekmurwealth.com/blog/tag/financially-skeptical)
- [Form 1099 (1)](https://blog.creekmurwealth.com/blog/tag/form-1099)
- [Fraudsters preying on Boomers and Elders (1)](https://blog.creekmurwealth.com/blog/tag/fraudsters-preying-on-boomers-and-elders)
- [Good Credit (1)](https://blog.creekmurwealth.com/blog/tag/good-credit)
- [Grandkids (1)](https://blog.creekmurwealth.com/blog/tag/grandkids)
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- [Homeowners (1)](https://blog.creekmurwealth.com/blog/tag/homeowners)
- [Inheritance (1)](https://blog.creekmurwealth.com/blog/tag/inheritance)
- [Legacy Assets (1)](https://blog.creekmurwealth.com/blog/tag/legacy-assets)
- [Legacy Planning (1)](https://blog.creekmurwealth.com/blog/tag/legacy-planning)
- [Lessons Learned (1)](https://blog.creekmurwealth.com/blog/tag/lessons-learned)
- [Marriage (1)](https://blog.creekmurwealth.com/blog/tag/marriage)
- [Medigap insurance (1)](https://blog.creekmurwealth.com/blog/tag/medigap-insurance)
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- [Memory Disorders (1)](https://blog.creekmurwealth.com/blog/tag/memory-disorders)
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- [News (1)](https://blog.creekmurwealth.com/blog/tag/news)
- [Privacy Protection (1)](https://blog.creekmurwealth.com/blog/tag/privacy-protection)
- [Roth 401k vs 401k (1)](https://blog.creekmurwealth.com/blog/tag/roth-401k-vs-401k)
- [Save (1)](https://blog.creekmurwealth.com/blog/tag/save)
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- [Snowball effect (1)](https://blog.creekmurwealth.com/blog/tag/snowball-effect)
- [Stocks (1)](https://blog.creekmurwealth.com/blog/tag/stocks)
- [Successive Investment (1)](https://blog.creekmurwealth.com/blog/tag/successive-investment)
- [Tariffs (1)](https://blog.creekmurwealth.com/blog/tag/tariffs)
- [Tax defferred growth (1)](https://blog.creekmurwealth.com/blog/tag/tax-defferred-growth)
- [Teachers savings plan (1)](https://blog.creekmurwealth.com/blog/tag/teachers-savings-plan)
- [Team Approach (1)](https://blog.creekmurwealth.com/blog/tag/team-approach)
- [Trusted Contact (1)](https://blog.creekmurwealth.com/blog/tag/trusted-contact)
- [UFADDA (1)](https://blog.creekmurwealth.com/blog/tag/ufadda)
- [UTMA account (1)](https://blog.creekmurwealth.com/blog/tag/utma-account)
- [Uniting Personal Finances (1)](https://blog.creekmurwealth.com/blog/tag/uniting-personal-finances)
- [Wall Street Shocks (1)](https://blog.creekmurwealth.com/blog/tag/wall-street-shocks)
- [Women Investors (1)](https://blog.creekmurwealth.com/blog/tag/women-investors)
- [asset map (1)](https://blog.creekmurwealth.com/blog/tag/asset-map)
- [bull market (1)](https://blog.creekmurwealth.com/blog/tag/bull-market)
- [charitable donations (1)](https://blog.creekmurwealth.com/blog/tag/charitable-donations)
- [compounded interest (1)](https://blog.creekmurwealth.com/blog/tag/compounded-interest)
- [consumer debt (1)](https://blog.creekmurwealth.com/blog/tag/consumer-debt)
- [creating trust fund (1)](https://blog.creekmurwealth.com/blog/tag/creating-trust-fund)
- [cryptocurrency (1)](https://blog.creekmurwealth.com/blog/tag/cryptocurrency)
- [dollar cost averaging (1)](https://blog.creekmurwealth.com/blog/tag/dollar-cost-averaging)
- [emergency fund (1)](https://blog.creekmurwealth.com/blog/tag/emergency-fund)
- [get my credit score reviewed (1)](https://blog.creekmurwealth.com/blog/tag/get-my-credit-score-reviewed)
- [getting out of debt (1)](https://blog.creekmurwealth.com/blog/tag/getting-out-of-debt)
- [getting started (1)](https://blog.creekmurwealth.com/blog/tag/getting-started)
- [gold (1)](https://blog.creekmurwealth.com/blog/tag/gold)
- [grandchild education (1)](https://blog.creekmurwealth.com/blog/tag/grandchild-education)
- [identity theft (1)](https://blog.creekmurwealth.com/blog/tag/identity-theft)
- [impact of presidential elections (1)](https://blog.creekmurwealth.com/blog/tag/impact-of-presidential-elections)
- [paying off debt (1)](https://blog.creekmurwealth.com/blog/tag/paying-off-debt)
- [power of compounding (1)](https://blog.creekmurwealth.com/blog/tag/power-of-compounding)
- [risk of Alzheimers (1)](https://blog.creekmurwealth.com/blog/tag/risk-of-alzheimers)
- [rollover (1)](https://blog.creekmurwealth.com/blog/tag/rollover)
- [save early (1)](https://blog.creekmurwealth.com/blog/tag/save-early)
- [self-employed (1)](https://blog.creekmurwealth.com/blog/tag/self-employed)
- [volatility (1)](https://blog.creekmurwealth.com/blog/tag/volatility)
- [watch for Elder scams (1)](https://blog.creekmurwealth.com/blog/tag/watch-for-elder-scams)

See all

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