Your financial future is up to you and no one else.

What will be your future? You know that solid retirement strategy takes your time horizon, an often unpredictable factor, into consideration. Your thinking must include an awareness of how long you must save for and what sort of expenditures may be ahead.

Expect volatility, but avoid letting the headlines alter your plans.

Recent headlines have added volatility to the markets. There will always be new headlines, and any of them could mean turbulence for Wall Street.

Welcome to our last piece in our annuity series! Today we’re going to get into some very applicable information: how Creekmur Wealth does annuities and why we use them. We recommend that you have the 201, 202, and 203 handouts handy while you read this in case you need a refresher on how each type of annuity works.

Welcome back to our series on annuities! You’ve now made it into the challenge section of our annuity series. In these final pieces, we will take a more subjective approach to annuities. Today, we are going to break down how annuities are typically advertised and what we believe is wrong about some of those marketing methods. We’ll take a look at general annuity marketing and then go through each type of annuity individually.

Today we will cover the last type of annuity: fixed index annuities. This type of annuity guarantees no loss of principal due to the market fluctuations and interest earned is linked to the performance of an external market index. Fixed index annuities first appeared in the 1990’s as an alternative to traditional fixed annuities.

Today we’ll be looking into variable annuities. Variable annuities first appeared in the 1950’s as a way to help combat spending power loss in fixed annuities. Today, they are still used—for the same reason! Let’s dive in!

Today, we will dive into a deeper analysis of fixed annuities. These annuities were the original type of annuity and were used for centuries for funding wars, retirement funds, and taking care of soldier’s families while they were gone. Currently, they are still used by many as a form of fixed retirement income. Let’s get into the details!

Welcome back to our series about annuities! This time, we will be diving a little deeper into the basics of annuities. We will look at how annuities work and some important terms to concentrate on when thinking about an annuity or examining an annuity contract. First, let’s take a look at the history of annuities. They’ve been around for a very long time and have evolved over the many years.

Annuities can be some of the more complex and misunderstood financial products out there. Just start typing the word “annuity” into your search bar and look at the 33 million articles it presents. “Why Annuities are a Bad Idea for Almost Everyone” and “Despite What You’ve Heard, Annuities Aren’t All Bad” were the two of the articles found on Google recently for an annuities search. And so, the contradictions begin.

Now that we have gone over how Creekmur Wealth Advisors approaches, analyzes, and acts on investing, let’s put it all together. In this part, we will examine an individual case study; we will look at one exchange-traded fund and explain how we make an investing decision based on those three steps of analysis. Today, we will be diving deep into the ETF named CIBR!