When Will the Stock Market Return to Where It Was?

Posted by Andrew Pisel on 5:00 PM on August 29, 2022

My favorite part of working as a wealth manager is the array of questions from our clients during all market environments.

However, times of market volatility are generally when the most impactful questions come up. This is due to the emotions that go hand in hand with market volatility.

Read More

Topics: Tolerating Risk with Investments, Investing, Investment Portfolio, Investments and risk, market risks

Cash Flow Management

Posted by Connor Creekmur, MBA on 12:00 PM on July 8, 2022

Cash Flow Management. What To Know and How Can It Help You?

If you ever google financial planning, there is no doubt that you will quickly come across the idea of budgeting. At Creekmur Wealth Advisors we prefer to focus less on budgeting and lean more into cash flow management as a foundation for beginning your financial journey.

Read More

Topics: Financial Planning, Investing, Saving, saving and investing

Is it Time to Check in with your Advisor?

Posted by Drew Creekmur, MSPFP on 12:03 PM on June 11, 2022

Over several decades of working with people from all walks of life we have witnessed first hand that 

Read More

Topics: Financial Planning, Investing, Investment Portfolio, Investments, market volatility

Investing Myths (You don't want to fall for!)

Posted by Creekmur Staff on 9:00 AM on May 23, 2022

 

How do you make investment decisions? Do you look at data? Or look for an interesting opportunity?  Interestingly, most people don't look at facts when making decisions. They prefer a good story.1

Read More

Topics: Investing, Investments and risk, Save and invest, emotions in investing

Social Security: When Should You Claim?

Posted by Andrew Pisel on 9:00 AM on May 16, 2022

The biggest and most important decision an individual can make when starting retirement is the age they will decide to take social security. I stand by the fact that this is the most crucial decision you will make in your financial life and will have a huge impact on your financial plan depending on the decision that is made.

The majority of Americans are under informed about the rules surrounding social security and how the benefits program works. And we are not alone. If you have ever called the social security office, you may have realized that the workers may even be ill-informed as well.

Read More

Topics: Claiming Social Security, Investing, Investment Portfolio, Social Security, Social Security income

Savings Rate Vs. Rate of Return

Posted by Connor Creekmur, MBA on 9:00 AM on May 9, 2022

A common question I receive as a wealth advisor is, "What investments someone can make to get a big return?"

While Creekmur Wealth Advisors spends a substantial amount of time researching, modeling, and planning investment strategies we do not believe that rate of return is the most important rate to focus on when it comes to investing. We do appreciate seeing a high rate of return and strive to achieve that.

However, the most important rate I would encourage clients to focus on and monitor is their savings rate since it is totally under the investors control and is the largest contributor to your final net worth.

Your savings rate is calculated by taking the total amount of your annual savings and dividing it by your gross or net income. I prefer using gross income as this encourages us to find tax-efficient methods of savings to maximize our savings rate.

Read More

Topics: Financial Planning, Investing, Saving, saving and investing

Investing Reminders for Times of Market Volatility

Posted by Creekmur Staff on 3:46 PM on April 26, 2022

Learn the 3 R's

to help you prepare for market volatility.

It's impossible to predict when the market will drop or how far it will fall. With this in mind, investors should take steps to position their portfolios against potential risk during times of growth.

Read More

Topics: Investing, Investments, Investments and risk, emotions in investing

Three Tax Facts To Consider

Posted by Andrew Pisel on 1:22 PM on March 29, 2022

Many people in the workforce have a retirement savings vehicle option available through their company benefits program. The most common are the 401(k) or 403(b). These retirement vehicles that allow people to save money in a tax deferred account and receive tax deferred growth throughout the course of their life.

This means that the money going into this account is not taxed at an individual's current income rate, but is deferred until that person decides to remove dollars from the account.

Read More

Topics: Investing, Investment Portfolio

February News Roundup & Perspective

Posted by Drew Creekmur, MSPFP on 9:00 AM on February 25, 2022

Every few weeks we compile a list of articles and books which we believe would be helpful to investors who want to make wise, informed decisions. All of these are relevant to current events  or the long-term financial planning methodology that we here at Creekmur Wealth practice with our clients every single day.

If you have any questions you can reach out to our team via email or by scheduling a call using the link below. With that in mind, lets dive in!

Schedule your Personal Q&A Call Here


Read More

Topics: News, Financial Planning, Investing, Investment Portfolio, Investments

Investing 101: A Three Step Plan to Investing Success

Posted by Connor Creekmur, MBA on 11:22 AM on February 22, 2022

One of the biggest issues that new investors run into is developing an easy-to-repeat, long-term investing strategy. Below I'm going to discuss three steps you can use to help develop your investing strategy. By having a set strategy every investor is better prepared to weather the inevitable volatility of the market.

What 3 Steps Should You Follow When Investing?

Read More

Topics: Financial Planning, Goals, Investing, Investment Portfolio, Investments

Content not found

    Subscribe Here!

    Recent Posts

    Posts by Tag

    See all