Creekmur Staff

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Carve Your Own Path & Create Your Dream Retirement

Posted by Creekmur Staff on 9:00 AM on September 14, 2021

How often do you think about retirement?

Most of us think about it a lot — at least four times a week.1

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Topics: Goals, Retirement, Retirement Income

Free Fall or Controlled Descent - Planning for Retirement Spending

Posted by Creekmur Staff on 9:42 AM on August 17, 2021

You've reached the retirement summit - now what?

We put a lot of time into saving and investing money for retirement, but we don’t spend nearly as much effort developing a strategy for withdrawing those assets once we retire.
However, developing a retirement strategy is similar to planning a mountain trek — how we get down from the peak is just as important as how we scale up it.

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Topics: Retirement, Retirement Income

Are you Prepared for Rising Costs in Retirement?

Posted by Creekmur Staff on 9:00 AM on August 10, 2021

If it seems like the cost of, well, everything has gone up lately, it’s true.

The inflation rate jumped in the first half of 2021, leading to price increases on everything from gas and groceries to bigger ticket items such as cars and homes.
The jump in inflation can be especially jarring after nearly a decade of steady, low rates.1  But what causes fluctuations in the inflation rate?

And most importantly, could rising prices pose a risk to your plan for retirement?

This topic is showing up more often in news stories which can cause anxiety. As with all financial decisions, it's important that we gather information and think logically about how inflation could impact our future plans

Today we'll explore some of the common questions about inflation. We’ll also look at how to think about inflation as you plan for a retirement that could span 20, 30 or even 40 years.

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Topics: Retirement, Retirement Income, inflation

A 6.1% Bump in Social Security?

Posted by Creekmur Staff on 7:30 AM on August 7, 2021

Cola and Social Security.

The news keeps getting better for Social Security recipients.

It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1,2

It’s all about inflation. Social Security cost of living adjustments (COLA) are based on the consumer price index, which rose 5.4% in June — its largest 12-month increase since 2008. The official announcement is expected in October and, once it’s confirmed, the revised payment will go into effect in January 2022.3

More than 65 million Americans receive Social Security, and the annual cost of living adjustments are designed to help recipients manage higher costs. At the start of 2021, recipients saw a 1.3% increase.4

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Topics: Retirement, Social Security, Retirement Income, inflation

Six Secrets to Becoming a Smart Investor

Posted by Creekmur Staff on 9:00 AM on August 3, 2021

In a perfect world, logic would always guide our financial decisions. Emotions wouldn't come into play. However, we don't live in a perfect world. . . far from it.

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Topics: Invest, Investing, emotions in investing

Don't Overlook Your Most Valuable Asset

Posted by Creekmur Staff on 9:00 AM on July 13, 2021

What would you say if someone asked you to name your most valuable financial asset? Many high earners believe their most valuable assets are their savings and investments. You may have substantial savings in both your home, savings, and investment accounts. They’re the most significant part of your tangible asset portfolio. And yet, none of these is your most valuable asset.

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Topics: Disability Insurance, Insurance, Insurance Risk

Are You Riding the [Market] Wave?

Posted by Creekmur Staff on 9:00 AM on June 22, 2021

Learn the 3 R's to help you prepare for market volatility

 

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Topics: Investing, Investments, Investments and risk, emotions in investing

Fool's Gold or the Real Deal?

Posted by Creekmur Staff on 9:00 AM on June 15, 2021

Cryptocurrency isn’t the black sheep it once was. It’s hit the mainstream, and it’s grabbing up more headlines and investors than ever before.

These days, about 1 in 7 Americans own some type of cryptocurrency. And a little more than half of them bought it for the first time in 2020.1

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Topics: cryptocurrency

Will the Infrastructure Bill Impact Taxes?

Posted by Creekmur Staff on 9:00 AM on June 8, 2021
Are you tired of hearing about taxes? You're not alone! Over the past year with all of the new government spending, talk of increasing taxes has been consistently present in the news-stream.

But regardless of how we feel about taxes, there are a lot of new and changing developments in this national conversation. So, let's dive in.

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Topics: taxes

RMD's are Back!

Posted by Creekmur Staff on 9:00 AM on June 1, 2021

Required Minimum Distributions are on for 2021, but some of the rules have changed. Here's what you need to know now.


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Topics: Taxes and retirees, taxes

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