Social Security plays a major role in cash flow for retirees and we will help you understand how the benefits work and what you should do before you start claiming Social Security. A married couple could have over 70+ different ways to claim Social Security! In order to maximize a major cash flow for your retirement it is key to understand your options. This checklist will help you ensure that you are maximizing your benefits and will help lower stress levels going into this decision.

Buy Low & Sell High is the age old investment advice, however picking the low time to buy a stock is an extremely difficult task to accomplish.

The kids are back to school, the holiday season is right around the corner, fall activities are in full swing!

My favorite part of working as a wealth manager is the array of questions from our clients during all market environments.

However, times of market volatility are generally when the most impactful questions come up. This is due to the emotions that go hand in hand with market volatility.

The biggest and most important decision an individual can make when starting retirement is the age they will decide to take social security. I stand by the fact that this is the most crucial decision you will make in your financial life and will have a huge impact on your financial plan depending on the decision that is made.

The majority of Americans are under informed about the rules surrounding social security and how the benefits program works. And we are not alone. If you have ever called the social security office, you may have realized that the workers may even be ill-informed as well.

Many people in the workforce have a retirement savings vehicle option available through their company benefits program. The most common are the 401(k) or 403(b). These retirement vehicles that allow people to save money in a tax deferred account and receive tax deferred growth throughout the course of their life.

This means that the money going into this account is not taxed at an individual's current income rate, but is deferred until that person decides to remove dollars from the account.

Hello! Before we dive in, I want to take a quick moment to introduce myself as a new Wealth Advisor at Creekmur Wealth Advisors here in Morton Illinois. I started my career in the industry with a company out of Colorado as a mutual fund/ETF wholesaler. From there I transitioned to TD Ameritrade and worked with retail investors in the Illinois.