--- title: Creekmur Wealth Advisors | Retirement (2) description: Retirement | We help create true wealth and retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do. (2) --- - [Reserve A Consultation](https://creekmurwealth.com/contact-us/) - Client Access - [Client Access](https://creekmurwealth.com/client-access/) - [Legacy Club](https://creekmurwealth.com/ambassador-program/) - [Request An Update With Your Advisor](https://creekmurwealth.com/current-clients/) [![Creekmur Wealth Advisors](https://blog.creekmurwealth.com/hs-fs/hubfs/Creekmur%20Wealth%20Advisors%20Logo.png?width=460&height=104&name=Creekmur%20Wealth%20Advisors%20Logo.png "Creekmur Wealth Advisors")](https://creekmurwealth.com) - [Team](https://creekmurwealth.com/creekmur-wealth-team/) - [Locations](https://creekmurwealth.com/locations/) - [Wealth Solutions](https://creekmurwealth.com/wealth-solutions/) - Resources - [In the Media](https://creekmurwealth.com/in-the-media/) - [Planning Tools](https://creekmurwealth.com/planning-tools/) - [Webinars](https://creekmurwealth.com/webinar/) - [Blog](https://blog.creekmurwealth.com/blog) - [Events](https://creekmurwealth.com/events/) - [Contact Us](https://creekmurwealth.com/contact-us/) - [Join Our Team](https://content.creekmurwealth.com/join-our-team-0) - [Team](https://creekmurwealth.com/creekmur-wealth-team/) - [Locations](https://creekmurwealth.com/true-wealth-process/) - [Wealth Solutions](https://creekmurwealth.com/wealth-solutions/) - Resources - [In the Media](https://creekmurwealth.com/in-the-media/) - [Planning Tools](https://creekmurwealth.com/planning-tools/) - [Webinars](https://creekmurwealth.com/webinar/) - [Blog](https://blog.creekmurwealth.com/blog) - [Events](https://creekmurwealth.com/events/) - [Contact Us](https://creekmurwealth.com/contact-us/) - [Client Access](https://creekmurwealth.com/true-wealth-process/#) - [Client Access](https://creekmurwealth.com/client-access/) - [Legacy Club](https://creekmurwealth.com/ambassador-program/) - [Request An Update With Your Advisor](https://creekmurwealth.com/current-clients/) ## Educate, Encourage, Empower ## [Retirement Income Planning](https://blog.creekmurwealth.com/blog/retirement-income-planning-1) Posted by [Andy Anderson, CFP®](https://blog.creekmurwealth.com/blog/author/andy-anderson-cfp) on 2:09 PM on July 11, 2022 [![If you're approaching retirement, it might be time to start planning how and when you will use your retirement income.](https://blog.creekmurwealth.com/hubfs/Retirement%20written%20on%20rural%20road.jpeg)](https://blog.creekmurwealth.com/blog/retirement-income-planning-1)   [Read More](https://blog.creekmurwealth.com/blog/retirement-income-planning-1) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/retirement-income-planning-1#comments-listing) Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Goals](https://blog.creekmurwealth.com/blog/tag/goals), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Retirement Income](https://blog.creekmurwealth.com/blog/tag/retirement-income), [Certified Financial Planner, CFP](https://blog.creekmurwealth.com/blog/tag/certified-financial-planner-cfp) ## [2022 Contribution Limits](https://blog.creekmurwealth.com/blog/2022contributionlimits) Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 8:00 AM on December 28, 2021 [![](https://blog.creekmurwealth.com/hubfs/Nov%202021%20calendar%20cs92155667.jpg)](https://blog.creekmurwealth.com/blog/2022contributionlimits) ## Some things you might consider before saying goodbye to 2021. Preparing for retirement just got a little more financial wiggle room. In November, the Internal Revenue Service (IRS) announced new contribution limits for 2022. Staying put for 2022 are traditional Individual Retirement Accounts (IRAs), with the limit remaining at $6,000. The catch-up contribution for traditional IRAs remains $1,000 as well.1 For workplace retirement accounts (i.e. 401(k), 403(b), amongst others), the contribution limit rises $1,000 to $20,500. Catch-up contributions remain at $6,500.1 Eligibility for Roth IRA contributions has increased, as well. These have bumped up to $129,000 to $144,000 for single filers and heads of households, and $204,000 to $214,000 for those filing jointly as married couples.1 Another increase was for SIMPLE IRA Plans (SIMPLE is an acronym for Savings Incentive Match Plan for Employees), which increases from $13,500 to $14,000.1 If these increases apply to your retirement strategy, a financial professional may be able to help make some adjustments to your contributions. [Read More](https://blog.creekmurwealth.com/blog/2022contributionlimits) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/2022contributionlimits#comments-listing) Topics: [Uncategorized](https://blog.creekmurwealth.com/blog/tag/uncategorized), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investing](https://blog.creekmurwealth.com/blog/tag/investing), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement) ## [End-of-the-Year Money Moves 2021](https://blog.creekmurwealth.com/blog/endoftheyearmoneymoves2021) Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 10:44 AM on November 17, 2021 [![](https://blog.creekmurwealth.com/hubfs/Nov%202021%20calendar%20cs92155667.jpg)](https://blog.creekmurwealth.com/blog/endoftheyearmoneymoves2021) ## Some things you might consider before saying goodbye to 2021 What has changed for you in 2021? For some, this year has been as complicated as learning a new dance. Did you start a new job or leave a job behind? That’s one step. Did you retire? There’s another step. If notable changes occurred in your personal or professional life, then you may want to review your finances before this year ends and 2022 begins. Proving that you have all the right moves in 2021 might put you in a better position to tango with 2022. [Read More](https://blog.creekmurwealth.com/blog/endoftheyearmoneymoves2021) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/endoftheyearmoneymoves2021#comments-listing) Topics: [Uncategorized](https://blog.creekmurwealth.com/blog/tag/uncategorized), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investing](https://blog.creekmurwealth.com/blog/tag/investing), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement) ## [How Are We Feeling About Work These Days?](https://blog.creekmurwealth.com/blog/how-are-we-feeling) Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 9:15 AM on November 9, 2021 [![](https://snappykraken-assets.s3.amazonaws.com/campaigns/_SK9_Emails/9.60_Labor_Market_Tumult/email_images/1.jpg)](https://blog.creekmurwealth.com/blog/how-are-we-feeling) ## *Are you taking stock of your life and thinking about moving on?* ## *(You're not alone.)* [Read More](https://blog.creekmurwealth.com/blog/how-are-we-feeling) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/how-are-we-feeling#comments-listing) Topics: [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [economy](https://blog.creekmurwealth.com/blog/tag/economy) ## [Don't Wait to Maximize Your Financial Contributions](https://blog.creekmurwealth.com/blog/whywaittomaximizeyourfinancialcontributions) Posted by [Andy Anderson, CFP®](https://blog.creekmurwealth.com/blog/author/andy-anderson-cfp) on 10:00 AM on October 9, 2021 [![](https://blog.creekmurwealth.com/hubfs/Oct%202021%20calendar%20cs91940903.jpg)](https://blog.creekmurwealth.com/blog/whywaittomaximizeyourfinancialcontributions) With Fall officially arriving, we are reminded once again that we are closer to the end of the year than we are to the beginning. Along with that comes the holiday season, family time, and last-minute shopping. And while we may not be able to assist with the cooking, cleaning, and shopping that’s just around the corner, we want to help in the best way we know how—making sure your end of year financial checklist is complete! [Read More](https://blog.creekmurwealth.com/blog/whywaittomaximizeyourfinancialcontributions) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/whywaittomaximizeyourfinancialcontributions#comments-listing) Topics: [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement) ## [Carve Your Own Path & Create Your Dream Retirement](https://blog.creekmurwealth.com/blog/carve-your-own-path-0) Posted by [Creekmur Staff](https://blog.creekmurwealth.com/blog/author/creekmur-staff) on 9:00 AM on September 14, 2021 [![](https://blog.creekmurwealth.com/hubfs/Retirement%20Summit.jpg)](https://blog.creekmurwealth.com/blog/carve-your-own-path-0) #### *How often do you think about retirement?* Most of us think about it a lot — at least four times a week.1 [Read More](https://blog.creekmurwealth.com/blog/carve-your-own-path-0) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/carve-your-own-path-0#comments-listing) Topics: [Goals](https://blog.creekmurwealth.com/blog/tag/goals), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Retirement Income](https://blog.creekmurwealth.com/blog/tag/retirement-income) ## [Retirement Spending: Sequence of Returns Matters](https://blog.creekmurwealth.com/blog/sequence-of-returns) Posted by [Andy Anderson, CFP®](https://blog.creekmurwealth.com/blog/author/andy-anderson-cfp) on 9:00 AM on August 31, 2021 [![](https://blog.creekmurwealth.com/hubfs/blog-investing-schools-of-thought-creekmur.jpg)](https://blog.creekmurwealth.com/blog/sequence-of-returns) You've spent years planning for retirement. But now you're wondering if your retirement dollars will last through the ups and downs of the stock market. [Read More](https://blog.creekmurwealth.com/blog/sequence-of-returns) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/sequence-of-returns#comments-listing) Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement) ## [Free Fall or Controlled Descent - Planning for Retirement Spending](https://blog.creekmurwealth.com/blog/free-fall-or-controlled-descent) Posted by [Creekmur Staff](https://blog.creekmurwealth.com/blog/author/creekmur-staff) on 9:42 AM on August 17, 2021 [![](https://blog.creekmurwealth.com/hubfs/Retirement%20Summit.jpg)](https://blog.creekmurwealth.com/blog/free-fall-or-controlled-descent) ##### You've reached the retirement summit - now what? We put a lot of time into saving and investing money for retirement, but we don’t spend nearly as much effort developing a strategy for withdrawing those assets once we retire. However, developing a retirement strategy is similar to planning a mountain trek — how we get down from the peak is just as important as how we scale up it. [Read More](https://blog.creekmurwealth.com/blog/free-fall-or-controlled-descent) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/free-fall-or-controlled-descent#comments-listing) Topics: [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Retirement Income](https://blog.creekmurwealth.com/blog/tag/retirement-income) ## [Are you Prepared for Rising Costs in Retirement?](https://blog.creekmurwealth.com/blog/prepared-for-rising-costs-in-retirement) Posted by [Creekmur Staff](https://blog.creekmurwealth.com/blog/author/creekmur-staff) on 9:00 AM on August 10, 2021 [![](https://blog.creekmurwealth.com/hubfs/hotair%20balloon.jpg)](https://blog.creekmurwealth.com/blog/prepared-for-rising-costs-in-retirement) #### If it seems like the cost of, well, everything has gone up lately, it’s true. The inflation rate jumped in the first half of 2021, leading to price increases on everything from gas and groceries to bigger ticket items such as cars and homes. The jump in inflation can be especially jarring after nearly a decade of steady, low rates.1  But what causes fluctuations in the inflation rate? *And most importantly, could rising prices pose a risk to your plan for retirement?* This topic is showing up more often in news stories which can cause anxiety. As with all financial decisions, it's important that we gather information and think logically about how inflation could impact our future plans Today we'll explore some of the common questions about inflation. We’ll also look at how to think about inflation as you plan for a retirement that could span 20, 30 or even 40 years. [Read More](https://blog.creekmurwealth.com/blog/prepared-for-rising-costs-in-retirement) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/prepared-for-rising-costs-in-retirement#comments-listing) Topics: [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Retirement Income](https://blog.creekmurwealth.com/blog/tag/retirement-income), [inflation](https://blog.creekmurwealth.com/blog/tag/inflation) ## [A 6.1% Bump in Social Security?](https://blog.creekmurwealth.com/blog/a6.1percentbumpinsocialsecurity) Posted by [Creekmur Staff](https://blog.creekmurwealth.com/blog/author/creekmur-staff) on 7:30 AM on August 7, 2021 [![](https://blog.creekmurwealth.com/hubfs/Stock%20images/Couple%20in%20home%20kitchen%20cooking%20together%20and%20using%20tablet.jpeg)](https://blog.creekmurwealth.com/blog/a6.1percentbumpinsocialsecurity) #### Cola and Social Security. The news keeps getting better for Social Security recipients. It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1,2 It’s all about inflation. Social Security cost of living adjustments (COLA) are based on the consumer price index, which rose 5.4% in June — its largest 12-month increase since 2008. The official announcement is expected in October and, once it’s confirmed, the revised payment will go into effect in January 2022.3 More than 65 million Americans receive Social Security, and the annual cost of living adjustments are designed to help recipients manage higher costs. At the start of 2021, recipients saw a 1.3% increase.4 [Read More](https://blog.creekmurwealth.com/blog/a6.1percentbumpinsocialsecurity) 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/a6.1percentbumpinsocialsecurity#comments-listing) Topics: [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Social Security](https://blog.creekmurwealth.com/blog/tag/social-security), [Retirement Income](https://blog.creekmurwealth.com/blog/tag/retirement-income), [inflation](https://blog.creekmurwealth.com/blog/tag/inflation) [Previous](https://blog.creekmurwealth.com/blog/tag/retirement/page/1) [All posts](https://blog.creekmurwealth.com/blog/all) [Next](https://blog.creekmurwealth.com/blog/tag/retirement/page/3) Search Our Site ### Subscribe Here! ### Recent Posts ### Posts by Tag - [Financial Planning (109)](https://blog.creekmurwealth.com/blog/tag/financial-planning) - [Retirement (72)](https://blog.creekmurwealth.com/blog/tag/retirement) - [Investing (54)](https://blog.creekmurwealth.com/blog/tag/investing) - [Uncategorized (44)](https://blog.creekmurwealth.com/blog/tag/uncategorized) - [Planning (27)](https://blog.creekmurwealth.com/blog/tag/planning) - [Investments (24)](https://blog.creekmurwealth.com/blog/tag/investments) - [Stock Market (24)](https://blog.creekmurwealth.com/blog/tag/stock-market) - [market volatility (18)](https://blog.creekmurwealth.com/blog/tag/market-volatility) - [market risks (17)](https://blog.creekmurwealth.com/blog/tag/market-risks) - [saving and investing (17)](https://blog.creekmurwealth.com/blog/tag/saving-and-investing) - [Investments and risk (16)](https://blog.creekmurwealth.com/blog/tag/investments-and-risk) - [Build True Wealth (15)](https://blog.creekmurwealth.com/blog/tag/build-true-wealth) - [Certified Financial Planner, CFP (14)](https://blog.creekmurwealth.com/blog/tag/certified-financial-planner-cfp) - [Goals (13)](https://blog.creekmurwealth.com/blog/tag/goals) - [From John's Desk (11)](https://blog.creekmurwealth.com/blog/tag/from-johns-desk) - [Investment Portfolio (11)](https://blog.creekmurwealth.com/blog/tag/investment-portfolio) - [Roth IRA (11)](https://blog.creekmurwealth.com/blog/tag/roth-ira) - [Life Insurance (10)](https://blog.creekmurwealth.com/blog/tag/life-insurance) - [Saving (10)](https://blog.creekmurwealth.com/blog/tag/saving) - [Wealth Management (10)](https://blog.creekmurwealth.com/blog/tag/wealth-management) - [taxes (10)](https://blog.creekmurwealth.com/blog/tag/taxes) - [long term objectives (9)](https://blog.creekmurwealth.com/blog/tag/long-term-objectives) - [IRA (8)](https://blog.creekmurwealth.com/blog/tag/ira) - [Annuities (7)](https://blog.creekmurwealth.com/blog/tag/annuities) - [Insurance (7)](https://blog.creekmurwealth.com/blog/tag/insurance) - [Social Security (7)](https://blog.creekmurwealth.com/blog/tag/social-security) - [Build Wealth (6)](https://blog.creekmurwealth.com/blog/tag/build-wealth) - [Retirement Income (6)](https://blog.creekmurwealth.com/blog/tag/retirement-income) - [Market turbulence (5)](https://blog.creekmurwealth.com/blog/tag/market-turbulence) - [RetirementRSS (5)](https://blog.creekmurwealth.com/blog/tag/retirementrss) - [Social Security income (5)](https://blog.creekmurwealth.com/blog/tag/social-security-income) - [Tax Benefits (5)](https://blog.creekmurwealth.com/blog/tag/tax-benefits) - [Taxes in Retirment (5)](https://blog.creekmurwealth.com/blog/tag/taxes-in-retirment) - [Tolerating Risk with Investments (5)](https://blog.creekmurwealth.com/blog/tag/tolerating-risk-with-investments) - [Why is my portfolio not performing? 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