---
title: A 6.1% Bump in Social Security?
description: The news keeps getting better for Social Security recipients. It's now projected that benefits will increase 6.1% in 2022, up from 4.7% forecast just...
image: https://blog.creekmurwealth.com/hubfs/Stock%20images/Couple%20in%20home%20kitchen%20cooking%20together%20and%20using%20tablet.jpeg
---
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## Educate, Encourage, Empower
# A 6.1% Bump in Social Security?
Posted by [Creekmur Staff](https://blog.creekmurwealth.com/blog/author/creekmur-staff) on 7:30 AM on August 7, 2021
#### Cola and Social Security.
The news keeps getting better for Social Security recipients.
It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1,2
It’s all about inflation. Social Security cost of living adjustments (COLA) are based on the consumer price index, which rose 5.4% in June — its largest 12-month increase since 2008. The official announcement is expected in October and, once it’s confirmed, the revised payment will go into effect in January 2022.3
More than 65 million Americans receive Social Security, and the annual cost of living adjustments are designed to help recipients manage higher costs. At the start of 2021, recipients saw a 1.3% increase.4
The average monthly benefit is $1,544 for retired workers. So a 6.1% increase amounts to $94 more a month. That might not be quite enough for a car payment, but it’s double the 3% raise being given to U.S. workers in 2021.4,5
Social Security can be confusing. One survey found only 6% of Americans know all the factors that determine the maximum benefits someone can receive. If you have any questions, please reach out. We have a number of resources at our fingertips that you may find helpful.6
👉Read our full report [Inflation & Your Retirement](https://fliphtml5.com/nhubs/iwmm)
If you’re retired or planning to retire soon and want to maintain your current standard of living, it’s time to take action against rising inflation. Let’s meet to discuss strategies to help protect your savings and address the main concerns posing a potential risk to your future.
[](https://cta-redirect.hubspot.com/cta/redirect/4906824/3ccf0b18-3c10-48ee-b185-6b364d01b1cd)
The forecasts for Social Security benefits are based on assumptions, subject to revision without notice, and may not materialize.
Citations
1. Fortune.com, July 15, 2021
2. SeniorsLeague.org, May 12, 2021
3. InvestmentNews.com, July 13, 2021
4. SSA.gov, June 2021
5. SHRM.org, June 2021
6. FinancialAdvisorIQ.com, July 19, 2021
This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.
Topics: [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Social Security](https://blog.creekmurwealth.com/blog/tag/social-security), [Retirement Income](https://blog.creekmurwealth.com/blog/tag/retirement-income), [inflation](https://blog.creekmurwealth.com/blog/tag/inflation)
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