---
title: Creekmur Wealth Advisors | Planning (2)
description: Planning | We help create true wealth and retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do. (2)
---
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## Educate, Encourage, Empower
## [Weekly Flash Briefing 07/07/2020](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 11:07 AM on July 7, 2020
[](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020)
### *3 Lessons Learned from a Crazy Year!*
As I was watching fireworks over the weekend, I got to thinking about how much we have already experienced so far in 2020. The list of events is truly incredibly to review, in part because many of these events would have been massive in any random year and I had almost forgot that some of these things had even happened [(here is a complete list of the items that occurred through just April!)](https://www.insider.com/shocking-things-that-have-happened-this-year-100-days-2020-4#january-8-prince-harry-and-meghan-markle-announce-they-are-stepping-down-from-their-duties-as-senior-royals-in-buckingham-palace-4):
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020)
0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/flash-briefing-july-07-2020#comments-listing)
Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Lessons Learned](https://blog.creekmurwealth.com/blog/tag/lessons-learned)
## [Weekly Flash Briefing 06/30/2020](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 4:25 PM on June 30, 2020
[](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-)
### *How to Navigate your Employer Sponsored Retirement plan*
**"My employer provides a Retirement Plan (401(k), 403(b), 457, SIMPLE IRA, etc.), but I don't understand it at all!"**
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-)
0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/flash-briefing-june-30-2020-#comments-listing)
Topics: [401k](https://blog.creekmurwealth.com/blog/tag/401k), [403(b)](https://blog.creekmurwealth.com/blog/tag/403b), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Roth 401k vs 401k](https://blog.creekmurwealth.com/blog/tag/roth-401k-vs-401k), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing)
## [Weekly Flash Briefing 06/09/2020](https://blog.creekmurwealth.com/blog/flash-briefing-june-09-2020)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 3:01 PM on June 9, 2020
## **
### *Does Investor Behavior Impact the Stock Market?*
Earning and then saving enough funds to invest is the first & most difficult step to growing wealth & achieving your financial goals. But, after investing your hard-earned money, it is crucial to continue learning how your actions and emotions effect your potential returns. Over the years of working with individual investors we have found that emotions and biases can cloud one’s ability to make well-balanced investment decisions. In recent months we have seen the impact of emotion driven decisions, rather than thoughtful, goals-based decisions. With that in mind here are two "rules" that we would encourage you to follow with your investment decisions.
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-june-09-2020)
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Topics: [Why is my portfolio not performing?](https://blog.creekmurwealth.com/blog/tag/why-is-my-portfolio-not-performing), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [long term objectives](https://blog.creekmurwealth.com/blog/tag/long-term-objectives), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Stock Market](https://blog.creekmurwealth.com/blog/tag/stock-market)
## [Weekly Flash Briefing 06/03/2020](https://blog.creekmurwealth.com/blog/flash-briefing-june-3)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 4:25 PM on June 3, 2020
## **
### *Monthly Market Update: Looking back - Looking forward*
This year has been a roller coaster in every sense of the phrase, and when we take a roller coaster ride it can be hard to know where you are and where you're going! So, let's take a few minutes to recap where the stock market is today and what economic & market items we need to be aware of. This "look back - look forward" method helps ensure that we have the correct expectations and plan in place to maximize potential results.
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-june-3)
0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/flash-briefing-june-3#comments-listing)
Topics: [Why is my portfolio not performing?](https://blog.creekmurwealth.com/blog/tag/why-is-my-portfolio-not-performing), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Stock Market](https://blog.creekmurwealth.com/blog/tag/stock-market)
## [Weekly Flash Briefing 5/26/2020](https://blog.creekmurwealth.com/blog/flash-briefing-may26-0-0-0)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 3:46 PM on May 26, 2020
[](https://blog.creekmurwealth.com/blog/flash-briefing-may26-0-0-0)
### *How do we build portfolios at Creekmur Wealth?*
Nearly everyone we meet with will eventually ask some form of this crucial question. And it's a good one because being a successful investor is often predicated upon having a well-developed investment plan. Over the years, we have honed our investment management methodology into what we describe as a “Core & Satellite” strategy to ensure that our investment plan is clear and concise. Let me explain how this works in our Creekmur Wealth portfolios.
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-may26-0-0-0)
0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/flash-briefing-may26-0-0-0#comments-listing)
Topics: [Why is my portfolio not performing?](https://blog.creekmurwealth.com/blog/tag/why-is-my-portfolio-not-performing), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Stock Market](https://blog.creekmurwealth.com/blog/tag/stock-market)
## [Weekly Flash Briefing 5/19/2020](https://blog.creekmurwealth.com/blog/flash-briefing-may19-0-0)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 3:54 PM on May 19, 2020
## **
### *How does DATA help us make Investment Decisions?*
In this week’s Flash Briefing we will dive into how we use data as part of the Creekmur Wealth Investment process. We have found that good, quality data points and clear, unbiased analysis help us make the highest quality investment decisions for our clients.
Our country, and really the whole world, is incredibly polarized surrounding the correct response to COVID-19. These polar opposite view points are further driven by voices in the media and opinions on social media most of whom claim to be using "data" to arrive at their conclusions. To thrive as investors in this environment, it is critical to track and review unbiased data points to help cut through the noise.
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-may19-0-0)
0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/flash-briefing-may19-0-0#comments-listing)
Topics: [Why is my portfolio not performing?](https://blog.creekmurwealth.com/blog/tag/why-is-my-portfolio-not-performing), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [saving and investing](https://blog.creekmurwealth.com/blog/tag/saving-and-investing), [Stock Market](https://blog.creekmurwealth.com/blog/tag/stock-market)
## [Weekly Flash Briefing 5/12/2020](https://blog.creekmurwealth.com/blog/flash-briefing-may12-0)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 1:22 PM on May 12, 2020
## **
### *Why is the Stock Market increasing in the midst of such uncertainty?*
This year has been quite the ride in markets both domestic and global. Here in the U.S. we have experienced the quickest slide into a bear market in history, followed by an equally incredible market bounce in short order:
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-may12-0)
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Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Saving](https://blog.creekmurwealth.com/blog/tag/saving), [Stock Market](https://blog.creekmurwealth.com/blog/tag/stock-market)
## [Weekly Flash Briefing 5/4/2020](https://blog.creekmurwealth.com/blog/flash-briefing-may4)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 2:57 PM on May 4, 2020
## **
## *Crisis Management for Small Business Owners*
During this recent period of "shelter in place" orders across the nation, many small business owners have experienced immediate impact in both revenue and day-to-day operations. In an effort to provide financial assistance for these businesses, the government passed several fiscal support packages to be administered through the Small Business Administration. Unfortunately, due to extremely high demand for these grants and loans, many businesses were unable to secure financing. And, of those who have received a loan, some business owners report uncertainty as to the terms and conditions surrounding how to spend the funds.1
[Read More](https://blog.creekmurwealth.com/blog/flash-briefing-may4)
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Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [small business owner](https://blog.creekmurwealth.com/blog/tag/small-business-owner), [small business](https://blog.creekmurwealth.com/blog/tag/small-business)
## [Reducing the Risk of Outliving Your Money](https://blog.creekmurwealth.com/blog/reducingtheriskofoutlivingyourmoney)
Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 2:17 PM on April 2, 2020
[](https://blog.creekmurwealth.com/blog/reducingtheriskofoutlivingyourmoney)
## *What steps might help you sustain and grow your retirement savings?*
**“What is your greatest retirement fear?”** If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers. In fact, 51% of investors surveyed for a 2019 AIG retirement study ranked outliving their money as their top anxiety.1
**Retirees face greater “longevity risk” today.**The Census Bureau says that Americans typically retire around age 63. Social Security projects that today’s 63-year-olds will live into their mid-eighties, on average. This is a mean life expectancy, so while some of these seniors may pass away earlier, others may live past 90 or 100.2,3
[Read More](https://blog.creekmurwealth.com/blog/reducingtheriskofoutlivingyourmoney)
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Topics: [Money Matters](https://blog.creekmurwealth.com/blog/tag/money-matters), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Saving](https://blog.creekmurwealth.com/blog/tag/saving), [Social Security income](https://blog.creekmurwealth.com/blog/tag/social-security-income)
## [Rules of Thumb In Times Like These](https://blog.creekmurwealth.com/blog/rulesofthumbintimeslikethese)
Posted by [Drew Creekmur, MSPFP](https://blog.creekmurwealth.com/blog/author/drew-creekmur-mspfp) on 12:24 PM on March 18, 2020
[](https://blog.creekmurwealth.com/blog/rulesofthumbintimeslikethese)
### When did you first notice that something unprecedented was occurring with the Covid-19 virus?
I currently live in Washington D.C. and up until last week there were no noticeable differences in day to day life. However, I recognized the unusual nature of this situation last week when I headed down to Trader Joe’s to stock up on groceries for the next few weeks. Millennial that I am, I thought that if I got to Trader Joe’s 5 minutes before the doors opened at 8:00 AM that I would have the place to myself – I couldn’t have been more wrong.
[Read More](https://blog.creekmurwealth.com/blog/rulesofthumbintimeslikethese)
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Topics: [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [market volatility](https://blog.creekmurwealth.com/blog/tag/market-volatility), [Planning](https://blog.creekmurwealth.com/blog/tag/planning), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement), [Saving](https://blog.creekmurwealth.com/blog/tag/saving)
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- [Effects Credit History (1)](https://blog.creekmurwealth.com/blog/tag/effects-credit-history)
- [Elder Abuse (1)](https://blog.creekmurwealth.com/blog/tag/elder-abuse)
- [Elder Financial Abuse (1)](https://blog.creekmurwealth.com/blog/tag/elder-financial-abuse)
- [Eldercare needs (1)](https://blog.creekmurwealth.com/blog/tag/eldercare-needs)
- [Estate Plan (1)](https://blog.creekmurwealth.com/blog/tag/estate-plan)
- [FAFSA app (1)](https://blog.creekmurwealth.com/blog/tag/fafsa-app)
- [FAFSA apply by phone (1)](https://blog.creekmurwealth.com/blog/tag/fafsa-apply-by-phone)
- [Family Legacy (1)](https://blog.creekmurwealth.com/blog/tag/family-legacy)
- [Filling out FAFSA (1)](https://blog.creekmurwealth.com/blog/tag/filling-out-fafsa)
- [Financial Elder abuse (1)](https://blog.creekmurwealth.com/blog/tag/financial-elder-abuse)
- [Financial Scams (1)](https://blog.creekmurwealth.com/blog/tag/financial-scams)
- [Financially Skeptical (1)](https://blog.creekmurwealth.com/blog/tag/financially-skeptical)
- [Form 1099 (1)](https://blog.creekmurwealth.com/blog/tag/form-1099)
- [Fraudsters preying on Boomers and Elders (1)](https://blog.creekmurwealth.com/blog/tag/fraudsters-preying-on-boomers-and-elders)
- [Good Credit (1)](https://blog.creekmurwealth.com/blog/tag/good-credit)
- [Grandkids (1)](https://blog.creekmurwealth.com/blog/tag/grandkids)
- [Grandparents day (1)](https://blog.creekmurwealth.com/blog/tag/grandparents-day)
- [Homeowners (1)](https://blog.creekmurwealth.com/blog/tag/homeowners)
- [Inheritance (1)](https://blog.creekmurwealth.com/blog/tag/inheritance)
- [Legacy Assets (1)](https://blog.creekmurwealth.com/blog/tag/legacy-assets)
- [Legacy Planning (1)](https://blog.creekmurwealth.com/blog/tag/legacy-planning)
- [Lessons Learned (1)](https://blog.creekmurwealth.com/blog/tag/lessons-learned)
- [Marriage (1)](https://blog.creekmurwealth.com/blog/tag/marriage)
- [Medigap insurance (1)](https://blog.creekmurwealth.com/blog/tag/medigap-insurance)
- [Medigap policy (1)](https://blog.creekmurwealth.com/blog/tag/medigap-policy)
- [Memory Disorders (1)](https://blog.creekmurwealth.com/blog/tag/memory-disorders)
- [Millennials time to save (1)](https://blog.creekmurwealth.com/blog/tag/millennials-time-to-save)
- [Misconceptions about Medicare coverage (1)](https://blog.creekmurwealth.com/blog/tag/misconceptions-about-medicare-coverage)
- [News (1)](https://blog.creekmurwealth.com/blog/tag/news)
- [Privacy Protection (1)](https://blog.creekmurwealth.com/blog/tag/privacy-protection)
- [Roth 401k vs 401k (1)](https://blog.creekmurwealth.com/blog/tag/roth-401k-vs-401k)
- [Save (1)](https://blog.creekmurwealth.com/blog/tag/save)
- [Simple Retirement (1)](https://blog.creekmurwealth.com/blog/tag/simple-retirement)
- [Snowball effect (1)](https://blog.creekmurwealth.com/blog/tag/snowball-effect)
- [Stocks (1)](https://blog.creekmurwealth.com/blog/tag/stocks)
- [Successive Investment (1)](https://blog.creekmurwealth.com/blog/tag/successive-investment)
- [Tariffs (1)](https://blog.creekmurwealth.com/blog/tag/tariffs)
- [Tax defferred growth (1)](https://blog.creekmurwealth.com/blog/tag/tax-defferred-growth)
- [Teachers savings plan (1)](https://blog.creekmurwealth.com/blog/tag/teachers-savings-plan)
- [Team Approach (1)](https://blog.creekmurwealth.com/blog/tag/team-approach)
- [Trusted Contact (1)](https://blog.creekmurwealth.com/blog/tag/trusted-contact)
- [UFADDA (1)](https://blog.creekmurwealth.com/blog/tag/ufadda)
- [UTMA account (1)](https://blog.creekmurwealth.com/blog/tag/utma-account)
- [Uniting Personal Finances (1)](https://blog.creekmurwealth.com/blog/tag/uniting-personal-finances)
- [Wall Street Shocks (1)](https://blog.creekmurwealth.com/blog/tag/wall-street-shocks)
- [Women Investors (1)](https://blog.creekmurwealth.com/blog/tag/women-investors)
- [asset map (1)](https://blog.creekmurwealth.com/blog/tag/asset-map)
- [bull market (1)](https://blog.creekmurwealth.com/blog/tag/bull-market)
- [charitable donations (1)](https://blog.creekmurwealth.com/blog/tag/charitable-donations)
- [compounded interest (1)](https://blog.creekmurwealth.com/blog/tag/compounded-interest)
- [consumer debt (1)](https://blog.creekmurwealth.com/blog/tag/consumer-debt)
- [creating trust fund (1)](https://blog.creekmurwealth.com/blog/tag/creating-trust-fund)
- [cryptocurrency (1)](https://blog.creekmurwealth.com/blog/tag/cryptocurrency)
- [dollar cost averaging (1)](https://blog.creekmurwealth.com/blog/tag/dollar-cost-averaging)
- [emergency fund (1)](https://blog.creekmurwealth.com/blog/tag/emergency-fund)
- [get my credit score reviewed (1)](https://blog.creekmurwealth.com/blog/tag/get-my-credit-score-reviewed)
- [getting out of debt (1)](https://blog.creekmurwealth.com/blog/tag/getting-out-of-debt)
- [getting started (1)](https://blog.creekmurwealth.com/blog/tag/getting-started)
- [gold (1)](https://blog.creekmurwealth.com/blog/tag/gold)
- [grandchild education (1)](https://blog.creekmurwealth.com/blog/tag/grandchild-education)
- [identity theft (1)](https://blog.creekmurwealth.com/blog/tag/identity-theft)
- [impact of presidential elections (1)](https://blog.creekmurwealth.com/blog/tag/impact-of-presidential-elections)
- [paying off debt (1)](https://blog.creekmurwealth.com/blog/tag/paying-off-debt)
- [power of compounding (1)](https://blog.creekmurwealth.com/blog/tag/power-of-compounding)
- [risk of Alzheimers (1)](https://blog.creekmurwealth.com/blog/tag/risk-of-alzheimers)
- [rollover (1)](https://blog.creekmurwealth.com/blog/tag/rollover)
- [save early (1)](https://blog.creekmurwealth.com/blog/tag/save-early)
- [self-employed (1)](https://blog.creekmurwealth.com/blog/tag/self-employed)
- [volatility (1)](https://blog.creekmurwealth.com/blog/tag/volatility)
- [watch for Elder scams (1)](https://blog.creekmurwealth.com/blog/tag/watch-for-elder-scams)
See all
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