---
title: Creekmur Wealth Advisors | market risks (2)
description: market risks | We help create true wealth and retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do. (2)
---

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## Educate, Encourage, Empower

## [Should I Change My Level of Risk?](https://blog.creekmurwealth.com/blog/change-level-of-risk)

 Posted by [Andy Anderson, CFP®](https://blog.creekmurwealth.com/blog/author/andy-anderson-cfp) on 4:20 PM on September 12, 2022

[![Risk Assessment](https://blog.creekmurwealth.com/hubfs/Handwritten%20Risk%20Assessment%20on%20a%20Chalkboard.%20Composition%20with%20Chalkboard%20and%20Ring%20Binders%2c%20Office%20Supplies%2c%20Reports%20on%20Blurred%20Background.%20Toned%20Image.%203D%20Render..jpeg)](https://blog.creekmurwealth.com/blog/change-level-of-risk)

## *The Top 3 Questions to Ask.*

Oftentimes when we meet with clients there are a few common questions or topics that tend to come up regularly - things that seem to be on the minds of many of our clients. Usually, it has to do with some event or circumstance that is relevant at the time. In 2022, that question has revolved around the idea of “should I change the level of risk in my investments considering what is happening in the market.” 

[Read More](https://blog.creekmurwealth.com/blog/change-level-of-risk)

 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/change-level-of-risk#comments-listing)

 Topics: [Tolerating Risk with Investments](https://blog.creekmurwealth.com/blog/tag/tolerating-risk-with-investments), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments](https://blog.creekmurwealth.com/blog/tag/investments), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks), [Investment Advisor](https://blog.creekmurwealth.com/blog/tag/investment-advisor), [Certified Financial Planner, CFP](https://blog.creekmurwealth.com/blog/tag/certified-financial-planner-cfp)

## [When Will the Stock Market Return to Where It Was?](https://blog.creekmurwealth.com/blog/when-stock-market-return)

 Posted by [Andrew Pisel](https://blog.creekmurwealth.com/blog/author/andrew-pisel) on 5:00 PM on August 29, 2022

[![](https://blog.creekmurwealth.com/hubfs/double%20exposure%20of%20businessman%20hand%20drawing%20virtual%20chart%20business%20on%20touch%20screen%20computer.jpeg)](https://blog.creekmurwealth.com/blog/when-stock-market-return)

My favorite part of working as a wealth manager is the array of questions from our clients during all market environments.

However, times of market volatility are generally when the most impactful questions come up. This is due to the emotions that go hand in hand with market volatility.

[Read More](https://blog.creekmurwealth.com/blog/when-stock-market-return)

 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/when-stock-market-return#comments-listing)

 Topics: [Tolerating Risk with Investments](https://blog.creekmurwealth.com/blog/tag/tolerating-risk-with-investments), [Investing](https://blog.creekmurwealth.com/blog/tag/investing), [Investment Portfolio](https://blog.creekmurwealth.com/blog/tag/investment-portfolio), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks)

## [Where $100k will last the longest in Retirement](https://blog.creekmurwealth.com/blog/where100k-will-last-longest)

 Posted by [Creekmur Staff](https://blog.creekmurwealth.com/blog/author/creekmur-staff) on 8:30 AM on March 26, 2020

[![](https://blog.creekmurwealth.com/hubfs/Imported_Blog_Media/AnnuitiesBOX.jpg)](https://blog.creekmurwealth.com/blog/where100k-will-last-longest)

## *How much should you really be saving for the retirement future you envision?*

Making sure you have enough money saved for retirement is one of the top concerns for those of us not independently wealthy. In a perfect world, we will figure out how much we need to live on by calculating our monthly and yearly retirement expenses, factoring in inflation, and computing any additional income like Social Security.

[Read More](https://blog.creekmurwealth.com/blog/where100k-will-last-longest)

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 Topics: [Wealth Management](https://blog.creekmurwealth.com/blog/tag/wealth-management), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [The Major Retirement Planning Mistakes](https://blog.creekmurwealth.com/blog/themajorretirementplanningmistakes)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 11:45 AM on February 6, 2020

[![](https://blog.creekmurwealth.com/hubfs/assumptions-harm-retirement-strategy.jpg)](https://blog.creekmurwealth.com/blog/themajorretirementplanningmistakes)

## *Why are they made again and again?*

Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees.   

Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment. Yet whether they result from ignorance or fate, we need to be aware of them as we plan for and enter retirement.        

**Leaving work too early.** As Social Security benefits rise about 8% for every year you delay receiving them, waiting a few years to apply for benefits can position you for higher retirement income. Filing for your monthly benefits before you reach Social Security’s Full Retirement Age (FRA) can mean comparatively smaller monthly payments. Meanwhile, if you can delay claiming Social Security, that positions you for more significant monthly benefits.1      

[Read More](https://blog.creekmurwealth.com/blog/themajorretirementplanningmistakes)

 0 Comments [Click here to read/write comments](https://blog.creekmurwealth.com/blog/themajorretirementplanningmistakes#comments-listing)

 Topics: [Wealth Management](https://blog.creekmurwealth.com/blog/tag/wealth-management), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [2019 IRA Deadlines Are Approaching](https://blog.creekmurwealth.com/blog/yourchangingdefinitionofriskinretirement-0)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 7:45 AM on January 23, 2020

[![](https://blog.creekmurwealth.com/hubfs/canstockphoto59735739.jpg)](https://blog.creekmurwealth.com/blog/yourchangingdefinitionofriskinretirement-0)

## *Here is what you need to know.*

Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines.

[Read More](https://blog.creekmurwealth.com/blog/yourchangingdefinitionofriskinretirement-0)

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 Topics: [Wealth Management](https://blog.creekmurwealth.com/blog/tag/wealth-management), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [Your Changing Definition of Risk in Retirement](https://blog.creekmurwealth.com/blog/yourchangingdefinitionofriskinretirement)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 5:45 AM on January 16, 2020

[![](https://blog.creekmurwealth.com/hubfs/401k-loan-repayment.png)](https://blog.creekmurwealth.com/blog/yourchangingdefinitionofriskinretirement)

## *Some things to consider.*

During your accumulation years, you may have categorized your risk as “conservative,” “moderate,” or “aggressive,” and that guided how your portfolio was built. Maybe you concerned yourself with finding the “best-performing funds,” even though you knew past performance does not guarantee future results.

 

What occurs with many retirees is a change in mindset – it’s less about finding the “best-performing fund” and more about consistent performance. It may be less about a risk continuum – that stretches from conservative to aggressive – and more about balancing the objectives of maximizing your income and sustaining it for a lifetime.

[Read More](https://blog.creekmurwealth.com/blog/yourchangingdefinitionofriskinretirement)

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 Topics: [Wealth Management](https://blog.creekmurwealth.com/blog/tag/wealth-management), [Financial Planning](https://blog.creekmurwealth.com/blog/tag/financial-planning), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

## [Investing Means Tolerating Some Risk](https://blog.creekmurwealth.com/blog/2018/10/16/investing-means-tolerating-some-risk)

 Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 8:40 AM on October 16, 2018

## That truth must always be recognized.

When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place.

[Read More](https://blog.creekmurwealth.com/blog/2018/10/16/investing-means-tolerating-some-risk)

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 Topics: [Tolerating Risk with Investments](https://blog.creekmurwealth.com/blog/tag/tolerating-risk-with-investments), [Uncategorized](https://blog.creekmurwealth.com/blog/tag/uncategorized), [emergency fund](https://blog.creekmurwealth.com/blog/tag/emergency-fund), [Investments and risk](https://blog.creekmurwealth.com/blog/tag/investments-and-risk), [market risks](https://blog.creekmurwealth.com/blog/tag/market-risks), [Retirement](https://blog.creekmurwealth.com/blog/tag/retirement)

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- [Teachers savings plan (1)](https://blog.creekmurwealth.com/blog/tag/teachers-savings-plan)
- [Team Approach (1)](https://blog.creekmurwealth.com/blog/tag/team-approach)
- [Trusted Contact (1)](https://blog.creekmurwealth.com/blog/tag/trusted-contact)
- [UFADDA (1)](https://blog.creekmurwealth.com/blog/tag/ufadda)
- [UTMA account (1)](https://blog.creekmurwealth.com/blog/tag/utma-account)
- [Uniting Personal Finances (1)](https://blog.creekmurwealth.com/blog/tag/uniting-personal-finances)
- [Wall Street Shocks (1)](https://blog.creekmurwealth.com/blog/tag/wall-street-shocks)
- [Women Investors (1)](https://blog.creekmurwealth.com/blog/tag/women-investors)
- [asset map (1)](https://blog.creekmurwealth.com/blog/tag/asset-map)
- [bull market (1)](https://blog.creekmurwealth.com/blog/tag/bull-market)
- [charitable donations (1)](https://blog.creekmurwealth.com/blog/tag/charitable-donations)
- [compounded interest (1)](https://blog.creekmurwealth.com/blog/tag/compounded-interest)
- [consumer debt (1)](https://blog.creekmurwealth.com/blog/tag/consumer-debt)
- [creating trust fund (1)](https://blog.creekmurwealth.com/blog/tag/creating-trust-fund)
- [cryptocurrency (1)](https://blog.creekmurwealth.com/blog/tag/cryptocurrency)
- [dollar cost averaging (1)](https://blog.creekmurwealth.com/blog/tag/dollar-cost-averaging)
- [emergency fund (1)](https://blog.creekmurwealth.com/blog/tag/emergency-fund)
- [get my credit score reviewed (1)](https://blog.creekmurwealth.com/blog/tag/get-my-credit-score-reviewed)
- [getting out of debt (1)](https://blog.creekmurwealth.com/blog/tag/getting-out-of-debt)
- [getting started (1)](https://blog.creekmurwealth.com/blog/tag/getting-started)
- [gold (1)](https://blog.creekmurwealth.com/blog/tag/gold)
- [grandchild education (1)](https://blog.creekmurwealth.com/blog/tag/grandchild-education)
- [identity theft (1)](https://blog.creekmurwealth.com/blog/tag/identity-theft)
- [impact of presidential elections (1)](https://blog.creekmurwealth.com/blog/tag/impact-of-presidential-elections)
- [paying off debt (1)](https://blog.creekmurwealth.com/blog/tag/paying-off-debt)
- [power of compounding (1)](https://blog.creekmurwealth.com/blog/tag/power-of-compounding)
- [risk of Alzheimers (1)](https://blog.creekmurwealth.com/blog/tag/risk-of-alzheimers)
- [rollover (1)](https://blog.creekmurwealth.com/blog/tag/rollover)
- [save early (1)](https://blog.creekmurwealth.com/blog/tag/save-early)
- [self-employed (1)](https://blog.creekmurwealth.com/blog/tag/self-employed)
- [volatility (1)](https://blog.creekmurwealth.com/blog/tag/volatility)
- [watch for Elder scams (1)](https://blog.creekmurwealth.com/blog/tag/watch-for-elder-scams)

See all

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