Educate, Encourage, Empower

The Importance of TOD & JTWROS Designations

April 9, 2019

A convenient move that could ward off probate on your accounts.


TOD, JTWROS – what do these obscure acronyms signify? They are shorthand for transfer on death and joint tenancy with right of...

Certain Uncertainties in Retirement

April 2, 2019

Two financial unknowns may erode our degree of confidence.


The financial uncertainties we face in retirement may risk reducing our sense of confidence, potentially undermining our outlook...

Midlife Money Errors

March 26, 2019

If you are between 40 & 60, beware of these financial blunders & assumptions.

Mistakes happen, even for people who have some life experience under their belt. That said, your retirement strategy...

To Catch a Thief

March 19, 2019

Having your identity stolen may be costly.


Many Americans have taken steps in recent years to protect their personal information, but savvy cybercrooks have overcome some of those defenses. A...

The A, B, C, & D of Medicare

March 12, 2019

Breaking down the basics & what each part covers.

Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover and where they come...

Traditional vs. Roth IRAs

March 5, 2019


Perhaps both traditional and Roth IRAs can play a part in your retirement plans.


IRAs can be an important tool in your retirement savings belt, and whichever you choose to open could have a...

Bad Money Habits to Break

February 26, 2019

Behaviors worth changing.

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these...

Social Security by the Numbers

February 19, 2019

Facts about the federal Old-Age, Survivors, and Disability Insurance (OASDI) program.    

Social Security has been a pillar of retirement life for several decades, but how much do you really know...

ABLE Accounts for Loved Ones with Disabilities

February 5, 2019

More Families Should Know About These Tax-Advantaged Savings Vehicles

Families with special needs children have a new tax-deferred savings option. The ABLE account, also called a 529A savings...

The Value of Insuring Against Life’s Risks

January 29, 2019

Building Wealth Requires Protection From The Forces Of Wealth Destruction

When you are planning for your future, what do you think about? You may think about your retirement, enjoying having the...

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