Educate, Encourage, Empower

Leaving A Legacy To Your Grandkids

August 7, 2018

Now is the time to explore the possibilities.

Grandparents Day provides a reminder of the bond between grandparents and grandchildrenand theimportance of family legacies.

Afamily legacy can ...

The Snowball Effect

July 31, 2018

Save and invest, year after year, to put the full power of compounding on your side.

Have you been saving for retirement for a decade or more? In the foreseeable future, something terrific is...

How Your Credit May Affect Your Life Insurance Premiums

July 24, 2018


Does your credit history partly determinethe cost of your life insurance?It may. The potential for such a relationship may surprise you – and the relationshipisnot withoutcontroversy.


Financial Elder Abuse: Perception vs. Reality

July 18, 2018

Someday, you or your parents could be at risk.

You may know victims of financial elder abuse.According to a new Wells Fargo Elder Needs Survey, almost half of Americans do.1

As you read or hear...

Ways To Repair Your Credit Score

July 10, 2018

Steps to get your credit rating back toward 720.

We all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curve and that score...

What People Overlook When Shopping for Life Insurance

July 3, 2018

A few realitiesthatmust be acknowledged.

Shopping for life insurance means payingattention to detail.In scrutinizing these details, however, some fundamental, big-picture truths may be ignored...

Why Do People Put Off Saving For Retirement?

June 26, 2018

A lack of money is but one answer.

Common wisdom says that you should start saving for retirement as soon as you can. Why dosome people wait decades to begin?

Nearly everyone can save something....

The Case For Women Working Past 65

June 19, 2018

Why striving to stay in the workforce a little longer may make financial sense.

The median retirement age for an American woman is 62. The Federal Reserve says so in its most recent Survey of...

Watch For These Insurance Blind Spots

June 12, 2018

There are incidents that standard policies may not cover.

No insurance policy will protect youfrom everything. Even the most comprehensive umbrella liability policy hasits shortcomings.A good...

Should Couples Combine Their Finances?

June 5, 2018

To consolidate or not: that is the question.

Some couples elect toconsolidate their personal finances, while others largely keep theirfinancial lives separate. What choice might suit your...