Educate, Encourage, Empower

Could Assumptions Harm Your Retirement Strategy?

April 30, 2019

Three common misconceptions to think about.


1 – Assuming retirement will last 10-15 years.

When Social Security was created in the 1930s, the average American could anticipate living to age 58...

Yes, Young Growing Families Can Save & Invest

April 23, 2019

It may seem like a tall order, but it can be accomplished.


Put yourself steps ahead of your peers. If you have a young, growing family, no doubt your to-do list is pretty long on any given day....

Are You Retiring Within the Next 5 Years?

April 16, 2019

What should you focus on as the transition approaches?


You can prepare for your retirement transition years before it occurs. In doing so, you can do your best to avoid the kind of financial...

The Importance of TOD & JTWROS Designations

April 9, 2019

A convenient move that could ward off probate on your accounts.


TOD, JTWROS – what do these obscure acronyms signify? They are shorthand for transfer on death and joint tenancy with right of...

Certain Uncertainties in Retirement

April 2, 2019

Two financial unknowns may erode our degree of confidence.


The financial uncertainties we face in retirement may risk reducing our sense of confidence, potentially undermining our outlook...

Midlife Money Errors

March 26, 2019

If you are between 40 & 60, beware of these financial blunders & assumptions.

Mistakes happen, even for people who have some life experience under their belt. That said, your retirement strategy...

To Catch a Thief

March 19, 2019

Having your identity stolen may be costly.


Many Americans have taken steps in recent years to protect their personal information, but savvy cybercrooks have overcome some of those defenses. A...

The A, B, C, & D of Medicare

March 12, 2019

Breaking down the basics & what each part covers.

Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover and where they come...

Traditional vs. Roth IRAs

March 5, 2019


Perhaps both traditional and Roth IRAs can play a part in your retirement plans.


IRAs can be an important tool in your retirement savings belt, and whichever you choose to open could have a...

Bad Money Habits to Break

February 26, 2019

Behaviors worth changing.

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these...