---
title: A Retirement Gender Gap
description: A Retirement Gender Gap
---
- [Reserve A Consultation](https://creekmurwealth.com/contact-us/)
- Client Access
- [Client Access](https://creekmurwealth.com/client-access/)
- [Legacy Club](https://creekmurwealth.com/ambassador-program/)
- [Request An Update With Your Advisor](https://creekmurwealth.com/current-clients/)
[](https://creekmurwealth.com)
- [Team](https://creekmurwealth.com/creekmur-wealth-team/)
- [Locations](https://creekmurwealth.com/locations/)
- [Wealth Solutions](https://creekmurwealth.com/wealth-solutions/)
- Resources
- [In the Media](https://creekmurwealth.com/in-the-media/)
- [Planning Tools](https://creekmurwealth.com/planning-tools/)
- [Webinars](https://creekmurwealth.com/webinar/)
- [Blog](https://blog.creekmurwealth.com/blog)
- [Events](https://creekmurwealth.com/events/)
- [Contact Us](https://creekmurwealth.com/contact-us/)
- [Join Our Team](https://content.creekmurwealth.com/join-our-team-0)
- [Team](https://creekmurwealth.com/creekmur-wealth-team/)
- [Locations](https://creekmurwealth.com/true-wealth-process/)
- [Wealth Solutions](https://creekmurwealth.com/wealth-solutions/)
- Resources
- [In the Media](https://creekmurwealth.com/in-the-media/)
- [Planning Tools](https://creekmurwealth.com/planning-tools/)
- [Webinars](https://creekmurwealth.com/webinar/)
- [Blog](https://blog.creekmurwealth.com/blog)
- [Events](https://creekmurwealth.com/events/)
- [Contact Us](https://creekmurwealth.com/contact-us/)
- [Client Access](https://creekmurwealth.com/true-wealth-process/#)
- [Client Access](https://creekmurwealth.com/client-access/)
- [Legacy Club](https://creekmurwealth.com/ambassador-program/)
- [Request An Update With Your Advisor](https://creekmurwealth.com/current-clients/)
## Educate, Encourage, Empower
# A Retirement Gender Gap
Posted by [Creekmur Wealth Advisors](https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors) on 12:02 PM on March 29, 2018
## Why a middle-class woman may end up less ready to retire than a middle-class man.
What is the retirement outlook for the average fifty-something working woman? As a generalization, less sunny than that of a man in her age group.
Most middle-class retirees get their income from three sources. An influential 2016 National Institute on Retirement Security study called them the “three-legged stool” of retirement. Social Security provides some of that income, retirement account distributions some more, and pensions complement those two sources for a fortunate few.1
For many retirees today, that “three-legged stool” may appear broken or wobbly. Pension income may be non-existent, and retirement accounts too small to provide sufficient financial support. The problem is even more pronounced for women because of a few factors.1
When it comes to median earnings per gender, women earn 80% of what men make. The gender pay gap actually varies depending on career choice, educational level, work experience, and job tenure, but it tends to be greater among older workers.2
At the median salary level, this gap costs women about $419,000 over a 40-year career. Earnings aside, there is also the reality that women often spend fewer years in the workplace than men. They may leave work to raise children or care for spouses or relatives. This means fewer years of contributions to tax-favored retirement accounts and fewer years of employment by which to determine Social Security income. In fact, the most recent snapshot (2015) shows an average yearly Social Security benefit of $18,000 for men and $14,184 for women. An average female Social Security recipient receives 79% of what the average male Social Security recipient gets.2,3
How may you plan to overcome this retirement gender gap? The clear answers are to invest and save more, earlier in life, to make the catch-up contributions to retirement accounts starting at age 50, to negotiate the pay you truly deserve at work all your career, and even to work longer.
There are no easy answers here. They all require initiative and dedication. Combine some or all of them with insight from a financial professional, and you may find yourself closing the retirement gender gap.
This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.
[](https://cta-redirect.hubspot.com/cta/redirect/4906824/0246e894-4def-4ce0-9f92-85efd0fc9cce)
Creekmur Wealth Advisors may be reached at 309-925-2043 or [Info@Creekmurwealth.com](mailto:Info@Creekmurwealth.com).
AB-03262018-1573
Citations.
1 - forbes.com/sites/karastiles/2017/11/01/heres-how-the-gender-gap-applies-to-retirement/ \[11/1/17\]
2 - money.cnn.com/2017/04/04/pf/equal-pay-day-gender-pay-gap/index.html \[4/4/17\]
3 - forbes.com/sites/ebauer/2018/03/16/how-should-we-make-social-security-fairer-for-moms/ \[3/16/18\]
Topics: [Uncategorized](https://blog.creekmurwealth.com/blog/tag/uncategorized)
Search Our Site
### Subscribe Here!
### Recent Posts
### Posts by Tag
- [Financial Planning (109)](https://blog.creekmurwealth.com/blog/tag/financial-planning)
- [Retirement (72)](https://blog.creekmurwealth.com/blog/tag/retirement)
- [Investing (54)](https://blog.creekmurwealth.com/blog/tag/investing)
- [Uncategorized (44)](https://blog.creekmurwealth.com/blog/tag/uncategorized)
- [Planning (27)](https://blog.creekmurwealth.com/blog/tag/planning)
- [Investments (24)](https://blog.creekmurwealth.com/blog/tag/investments)
- [Stock Market (24)](https://blog.creekmurwealth.com/blog/tag/stock-market)
- [market volatility (18)](https://blog.creekmurwealth.com/blog/tag/market-volatility)
- [market risks (17)](https://blog.creekmurwealth.com/blog/tag/market-risks)
- [saving and investing (17)](https://blog.creekmurwealth.com/blog/tag/saving-and-investing)
- [Investments and risk (16)](https://blog.creekmurwealth.com/blog/tag/investments-and-risk)
- [Build True Wealth (15)](https://blog.creekmurwealth.com/blog/tag/build-true-wealth)
- [Certified Financial Planner, CFP (14)](https://blog.creekmurwealth.com/blog/tag/certified-financial-planner-cfp)
- [Goals (13)](https://blog.creekmurwealth.com/blog/tag/goals)
- [From John's Desk (11)](https://blog.creekmurwealth.com/blog/tag/from-johns-desk)
- [Investment Portfolio (11)](https://blog.creekmurwealth.com/blog/tag/investment-portfolio)
- [Roth IRA (11)](https://blog.creekmurwealth.com/blog/tag/roth-ira)
- [Life Insurance (10)](https://blog.creekmurwealth.com/blog/tag/life-insurance)
- [Saving (10)](https://blog.creekmurwealth.com/blog/tag/saving)
- [Wealth Management (10)](https://blog.creekmurwealth.com/blog/tag/wealth-management)
- [taxes (10)](https://blog.creekmurwealth.com/blog/tag/taxes)
- [long term objectives (9)](https://blog.creekmurwealth.com/blog/tag/long-term-objectives)
- [IRA (8)](https://blog.creekmurwealth.com/blog/tag/ira)
- [Annuities (7)](https://blog.creekmurwealth.com/blog/tag/annuities)
- [Insurance (7)](https://blog.creekmurwealth.com/blog/tag/insurance)
- [Social Security (7)](https://blog.creekmurwealth.com/blog/tag/social-security)
- [Build Wealth (6)](https://blog.creekmurwealth.com/blog/tag/build-wealth)
- [Retirement Income (6)](https://blog.creekmurwealth.com/blog/tag/retirement-income)
- [Market turbulence (5)](https://blog.creekmurwealth.com/blog/tag/market-turbulence)
- [RetirementRSS (5)](https://blog.creekmurwealth.com/blog/tag/retirementrss)
- [Social Security income (5)](https://blog.creekmurwealth.com/blog/tag/social-security-income)
- [Tax Benefits (5)](https://blog.creekmurwealth.com/blog/tag/tax-benefits)
- [Taxes in Retirment (5)](https://blog.creekmurwealth.com/blog/tag/taxes-in-retirment)
- [Tolerating Risk with Investments (5)](https://blog.creekmurwealth.com/blog/tag/tolerating-risk-with-investments)
- [Why is my portfolio not performing? (5)](https://blog.creekmurwealth.com/blog/tag/why-is-my-portfolio-not-performing)
- [403(b) (4)](https://blog.creekmurwealth.com/blog/tag/403b)
- [Claiming Social Security (4)](https://blog.creekmurwealth.com/blog/tag/claiming-social-security)
- [Disability Insurance (4)](https://blog.creekmurwealth.com/blog/tag/disability-insurance)
- [Insurance policies (4)](https://blog.creekmurwealth.com/blog/tag/insurance-policies)
- [Money Matters (4)](https://blog.creekmurwealth.com/blog/tag/money-matters)
- [Roth IRAs (4)](https://blog.creekmurwealth.com/blog/tag/roth-iras)
- [S&P 500 (4)](https://blog.creekmurwealth.com/blog/tag/sp-500)
- [Tax Planning (4)](https://blog.creekmurwealth.com/blog/tag/tax-planning)
- [Wealth Advisor (4)](https://blog.creekmurwealth.com/blog/tag/wealth-advisor)
- [inflation (4)](https://blog.creekmurwealth.com/blog/tag/inflation)
- [small business owner (4)](https://blog.creekmurwealth.com/blog/tag/small-business-owner)
- [tolerating risk (4)](https://blog.creekmurwealth.com/blog/tag/tolerating-risk)
- [401k (3)](https://blog.creekmurwealth.com/blog/tag/401k)
- [Aging (3)](https://blog.creekmurwealth.com/blog/tag/aging)
- [College Planning (3)](https://blog.creekmurwealth.com/blog/tag/college-planning)
- [Details about Medicare (3)](https://blog.creekmurwealth.com/blog/tag/details-about-medicare)
- [Estate Planning (3)](https://blog.creekmurwealth.com/blog/tag/estate-planning)
- [Insurance Risk (3)](https://blog.creekmurwealth.com/blog/tag/insurance-risk)
- [RMD (3)](https://blog.creekmurwealth.com/blog/tag/rmd)
- [RMDs (3)](https://blog.creekmurwealth.com/blog/tag/rmds)
- [Required Minimum Distributions (3)](https://blog.creekmurwealth.com/blog/tag/required-minimum-distributions)
- [Roth Conversions (3)](https://blog.creekmurwealth.com/blog/tag/roth-conversions)
- [Save and invest (3)](https://blog.creekmurwealth.com/blog/tag/save-and-invest)
- [Stay focused on objectives (3)](https://blog.creekmurwealth.com/blog/tag/stay-focused-on-objectives)
- [Taxes and retirees (3)](https://blog.creekmurwealth.com/blog/tag/taxes-and-retirees)
- [Working Women (3)](https://blog.creekmurwealth.com/blog/tag/working-women)
- [emotions in investing (3)](https://blog.creekmurwealth.com/blog/tag/emotions-in-investing)
- [financial legacy (3)](https://blog.creekmurwealth.com/blog/tag/financial-legacy)
- [small business (3)](https://blog.creekmurwealth.com/blog/tag/small-business)
- [Budgeting (2)](https://blog.creekmurwealth.com/blog/tag/budgeting)
- [FAFSA (2)](https://blog.creekmurwealth.com/blog/tag/fafsa)
- [Financial Freedom (2)](https://blog.creekmurwealth.com/blog/tag/financial-freedom)
- [Invest (2)](https://blog.creekmurwealth.com/blog/tag/invest)
- [Investment Advisor (2)](https://blog.creekmurwealth.com/blog/tag/investment-advisor)
- [Leaving a Legacy (2)](https://blog.creekmurwealth.com/blog/tag/leaving-a-legacy)
- [Medicare Enrollment (2)](https://blog.creekmurwealth.com/blog/tag/medicare-enrollment)
- [Medicare Parts A & B (2)](https://blog.creekmurwealth.com/blog/tag/medicare-parts-a-b)
- [Money (2)](https://blog.creekmurwealth.com/blog/tag/money)
- [Newlyweds (2)](https://blog.creekmurwealth.com/blog/tag/newlyweds)
- [Power of Attorney (2)](https://blog.creekmurwealth.com/blog/tag/power-of-attorney)
- [Stagflation (2)](https://blog.creekmurwealth.com/blog/tag/stagflation)
- [Staying out of debt (2)](https://blog.creekmurwealth.com/blog/tag/staying-out-of-debt)
- [Surviving Spouse (2)](https://blog.creekmurwealth.com/blog/tag/surviving-spouse)
- [Tax Forms (2)](https://blog.creekmurwealth.com/blog/tag/tax-forms)
- [Tax on Social Security Income (2)](https://blog.creekmurwealth.com/blog/tag/tax-on-social-security-income)
- [Tax withholding (2)](https://blog.creekmurwealth.com/blog/tag/tax-withholding)
- [Widow (2)](https://blog.creekmurwealth.com/blog/tag/widow)
- [charitable IRA gift (2)](https://blog.creekmurwealth.com/blog/tag/charitable-ira-gift)
- [economy (2)](https://blog.creekmurwealth.com/blog/tag/economy)
- [long-term care (2)](https://blog.creekmurwealth.com/blog/tag/long-term-care)
- [tax deferred growth (2)](https://blog.creekmurwealth.com/blog/tag/tax-deferred-growth)
- [401ks (1)](https://blog.creekmurwealth.com/blog/tag/401ks)
- [529 Plan (1)](https://blog.creekmurwealth.com/blog/tag/529-plan)
- [Baby boomers should think about these (1)](https://blog.creekmurwealth.com/blog/tag/baby-boomers-should-think-about-these)
- [Credit Card use (1)](https://blog.creekmurwealth.com/blog/tag/credit-card-use)
- [Credit for Elderly or Disabled (1)](https://blog.creekmurwealth.com/blog/tag/credit-for-elderly-or-disabled)
- [Digital Assets (1)](https://blog.creekmurwealth.com/blog/tag/digital-assets)
- [Digital Profile (1)](https://blog.creekmurwealth.com/blog/tag/digital-profile)
- [Diversify Portfolio (1)](https://blog.creekmurwealth.com/blog/tag/diversify-portfolio)
- [Effects Credit History (1)](https://blog.creekmurwealth.com/blog/tag/effects-credit-history)
- [Elder Abuse (1)](https://blog.creekmurwealth.com/blog/tag/elder-abuse)
- [Elder Financial Abuse (1)](https://blog.creekmurwealth.com/blog/tag/elder-financial-abuse)
- [Eldercare needs (1)](https://blog.creekmurwealth.com/blog/tag/eldercare-needs)
- [Estate Plan (1)](https://blog.creekmurwealth.com/blog/tag/estate-plan)
- [FAFSA app (1)](https://blog.creekmurwealth.com/blog/tag/fafsa-app)
- [FAFSA apply by phone (1)](https://blog.creekmurwealth.com/blog/tag/fafsa-apply-by-phone)
- [Family Legacy (1)](https://blog.creekmurwealth.com/blog/tag/family-legacy)
- [Filling out FAFSA (1)](https://blog.creekmurwealth.com/blog/tag/filling-out-fafsa)
- [Financial Elder abuse (1)](https://blog.creekmurwealth.com/blog/tag/financial-elder-abuse)
- [Financial Scams (1)](https://blog.creekmurwealth.com/blog/tag/financial-scams)
- [Financially Skeptical (1)](https://blog.creekmurwealth.com/blog/tag/financially-skeptical)
- [Form 1099 (1)](https://blog.creekmurwealth.com/blog/tag/form-1099)
- [Fraudsters preying on Boomers and Elders (1)](https://blog.creekmurwealth.com/blog/tag/fraudsters-preying-on-boomers-and-elders)
- [Good Credit (1)](https://blog.creekmurwealth.com/blog/tag/good-credit)
- [Grandkids (1)](https://blog.creekmurwealth.com/blog/tag/grandkids)
- [Grandparents day (1)](https://blog.creekmurwealth.com/blog/tag/grandparents-day)
- [Homeowners (1)](https://blog.creekmurwealth.com/blog/tag/homeowners)
- [Inheritance (1)](https://blog.creekmurwealth.com/blog/tag/inheritance)
- [Legacy Assets (1)](https://blog.creekmurwealth.com/blog/tag/legacy-assets)
- [Legacy Planning (1)](https://blog.creekmurwealth.com/blog/tag/legacy-planning)
- [Lessons Learned (1)](https://blog.creekmurwealth.com/blog/tag/lessons-learned)
- [Marriage (1)](https://blog.creekmurwealth.com/blog/tag/marriage)
- [Medigap insurance (1)](https://blog.creekmurwealth.com/blog/tag/medigap-insurance)
- [Medigap policy (1)](https://blog.creekmurwealth.com/blog/tag/medigap-policy)
- [Memory Disorders (1)](https://blog.creekmurwealth.com/blog/tag/memory-disorders)
- [Millennials time to save (1)](https://blog.creekmurwealth.com/blog/tag/millennials-time-to-save)
- [Misconceptions about Medicare coverage (1)](https://blog.creekmurwealth.com/blog/tag/misconceptions-about-medicare-coverage)
- [News (1)](https://blog.creekmurwealth.com/blog/tag/news)
- [Privacy Protection (1)](https://blog.creekmurwealth.com/blog/tag/privacy-protection)
- [Roth 401k vs 401k (1)](https://blog.creekmurwealth.com/blog/tag/roth-401k-vs-401k)
- [Save (1)](https://blog.creekmurwealth.com/blog/tag/save)
- [Simple Retirement (1)](https://blog.creekmurwealth.com/blog/tag/simple-retirement)
- [Snowball effect (1)](https://blog.creekmurwealth.com/blog/tag/snowball-effect)
- [Stocks (1)](https://blog.creekmurwealth.com/blog/tag/stocks)
- [Successive Investment (1)](https://blog.creekmurwealth.com/blog/tag/successive-investment)
- [Tariffs (1)](https://blog.creekmurwealth.com/blog/tag/tariffs)
- [Tax defferred growth (1)](https://blog.creekmurwealth.com/blog/tag/tax-defferred-growth)
- [Teachers savings plan (1)](https://blog.creekmurwealth.com/blog/tag/teachers-savings-plan)
- [Team Approach (1)](https://blog.creekmurwealth.com/blog/tag/team-approach)
- [Trusted Contact (1)](https://blog.creekmurwealth.com/blog/tag/trusted-contact)
- [UFADDA (1)](https://blog.creekmurwealth.com/blog/tag/ufadda)
- [UTMA account (1)](https://blog.creekmurwealth.com/blog/tag/utma-account)
- [Uniting Personal Finances (1)](https://blog.creekmurwealth.com/blog/tag/uniting-personal-finances)
- [Wall Street Shocks (1)](https://blog.creekmurwealth.com/blog/tag/wall-street-shocks)
- [Women Investors (1)](https://blog.creekmurwealth.com/blog/tag/women-investors)
- [asset map (1)](https://blog.creekmurwealth.com/blog/tag/asset-map)
- [bull market (1)](https://blog.creekmurwealth.com/blog/tag/bull-market)
- [charitable donations (1)](https://blog.creekmurwealth.com/blog/tag/charitable-donations)
- [compounded interest (1)](https://blog.creekmurwealth.com/blog/tag/compounded-interest)
- [consumer debt (1)](https://blog.creekmurwealth.com/blog/tag/consumer-debt)
- [creating trust fund (1)](https://blog.creekmurwealth.com/blog/tag/creating-trust-fund)
- [cryptocurrency (1)](https://blog.creekmurwealth.com/blog/tag/cryptocurrency)
- [dollar cost averaging (1)](https://blog.creekmurwealth.com/blog/tag/dollar-cost-averaging)
- [emergency fund (1)](https://blog.creekmurwealth.com/blog/tag/emergency-fund)
- [get my credit score reviewed (1)](https://blog.creekmurwealth.com/blog/tag/get-my-credit-score-reviewed)
- [getting out of debt (1)](https://blog.creekmurwealth.com/blog/tag/getting-out-of-debt)
- [getting started (1)](https://blog.creekmurwealth.com/blog/tag/getting-started)
- [gold (1)](https://blog.creekmurwealth.com/blog/tag/gold)
- [grandchild education (1)](https://blog.creekmurwealth.com/blog/tag/grandchild-education)
- [identity theft (1)](https://blog.creekmurwealth.com/blog/tag/identity-theft)
- [impact of presidential elections (1)](https://blog.creekmurwealth.com/blog/tag/impact-of-presidential-elections)
- [paying off debt (1)](https://blog.creekmurwealth.com/blog/tag/paying-off-debt)
- [power of compounding (1)](https://blog.creekmurwealth.com/blog/tag/power-of-compounding)
- [risk of Alzheimers (1)](https://blog.creekmurwealth.com/blog/tag/risk-of-alzheimers)
- [rollover (1)](https://blog.creekmurwealth.com/blog/tag/rollover)
- [save early (1)](https://blog.creekmurwealth.com/blog/tag/save-early)
- [self-employed (1)](https://blog.creekmurwealth.com/blog/tag/self-employed)
- [volatility (1)](https://blog.creekmurwealth.com/blog/tag/volatility)
- [watch for Elder scams (1)](https://blog.creekmurwealth.com/blog/tag/watch-for-elder-scams)
See all
#### Quick Links
- [Client Access](https://creekmurwealth.com/client-access/)
- [Reserve a Consultation](https://creekmurwealth.com/contact-us/)
- [Events](https://creekmurwealth.com/events/)
- [In the Media](https://creekmurwealth.com/in-the-media/)
- [Planning Tools](https://creekmurwealth.com/planning-tools/)
- [Webinars](https://creekmurwealth.com/webinar/)
- [Blog](https://blog.creekmurwealth.com/blog)
#### [Advisor Team](https://creekmurwealth.com/creekmur-wealth-team/)
- [John Creekmur, CFP®](https://creekmurwealth.com/advisor/john-creekmur-cfp/)
- [Drew Creekmur, MSPFP](https://creekmurwealth.com/advisor/drew-creekmur-mspfp/)
- [Andy Anderson, CFP®](https://creekmurwealth.com/advisor/andy-anderson-cfp/)
- [Connor Creekmur, MBA](https://creekmurwealth.com/advisor/connor-creekmur/)
- [Andrew Pisel](https://creekmurwealth.com/advisor/andrew-pisel/)
- [Nicole Geraci, CFP®, AWMA®](https://creekmurwealth.com/advisor/nicole-geraci/)
- [Clark D. Randall, CFP®](https://creekmurwealth.com/advisor/clark-d-randall-cfp/)
- [Neal Woollard](https://creekmurwealth.com/advisor/neal-woollard/)
- [James Ferguson](https://creekmurwealth.com/advisor/james-ferguson/)
- [Nathan Mumme](https://creekmurwealth.com/advisor/nathan-mumme/)
- [Ryan Hauter](https://creekmurwealth.com/advisor/ryan-hauter/)
- [Emily Elfallah, CEPA](https://creekmurwealth.com/advisor/emily-elfallah-cepa/)
- [Maddi White, CEPA](https://creekmurwealth.com/advisor/maddi-white-cepa/)
- [Brian Bowen, CEPA](https://creekmurwealth.com/advisor/brian-bowen-cepa/)
#### [Locations](https://creekmurwealth.com/locations/)
- [Morton, IL](https://creekmurwealth.com/location/morton-il/)
- [Bourbonnais, IL](https://creekmurwealth.com/location/bourbonnais-il/)
- [Bloomington, IL](https://creekmurwealth.com/location/bloomington-il/)
- [Avon, CO](https://creekmurwealth.com/location/avon-co/)
- [Dallas, TX](https://creekmurwealth.com/location/dallas-texas/)
- [Maumee, OH](https://creekmurwealth.com/location/maumee-oh/)
- [Littleton, CO](https://creekmurwealth.com/location/littleton-co/)
- [Roanoke, VA](https://creekmurwealth.com/location/roanoke-va/)
- [facebook](https://www.facebook.com/CreekmurWealth)
- [linkedin](https://www.linkedin.com/company/creekmur-wealth-advisors/)
- [youtube](https://www.youtube.com/channel/UCo1yCnWNzE9d0QKXHferjog/)
- [instagram](https://www.instagram.com/creekmurwealth/)
© 2026 Creekmur Wealth Advisors. All Rights Reserved. | [Client Relationship Summary](https://creekmurwealth.com/wp-content/uploads/2025/03/Client-Relationship-Summary-Form-CRS-March-2025.pdf) | [Creekmur Asset Management Form ADV & Wrap Fee Program Brochure](https://creekmurwealth.com/wp-content/uploads/2025/03/Creekmur-Asset-Management-LLC-Form-ADV-Wrap-Fee-Brocuhure-February-2025.pdf) | [Consumer Privacy Policy](https://creekmurwealth.com/wp-content/uploads/2020/08/Creekmur-Consumer-Privacy-Policy-072020-02.pdf) | [Web Privacy Policy](https://creekmurwealth.com/privacy-policy/) | [Terms of Use](https://creekmurwealth.com/terms-of-use/) | [Disclaimer](https://creekmurwealth.com/disclaimer/) | [Podcast Disclosure](https://creekmurwealth.com/podcast-disclosure/)
```json
{
"@context" : "https://schema.org",
"@type" : "BlogPosting",
"author" : {
"@type" : "Person",
"name" : "Creekmur Wealth Advisors",
"url" : "https://blog.creekmurwealth.com/blog/author/creekmur-wealth-advisors"
},
"dateModified" : "2019-05-09T19:54:42.846Z",
"datePublished" : "2018-03-29T17:02:00.000Z",
"headline" : "A Retirement Gender Gap",
"mainEntityOfPage" : {
"@id" : "https://blog.creekmurwealth.com/blog/2018/03/29/a-retirement-gender-gap",
"@type" : "WebPage"
},
"publisher" : {
"@type" : "Organization",
"logo" : {
"@type" : "ImageObject",
"url" : "https://blog.creekmurwealth.com/hubfs/Creekmur_Logo_Horizontal_Color-2.png"
},
"name" : "Creekmur Wealth Advisors"
}
}
```